Form 5500 · Employee benefit plan · RAPID CITY, SD
RE/SPEC INC.
The filing calls this plan RESPEC WELFARE BENEFIT PLAN.
RE/SPEC INC. of RAPID CITY, SD is a 487-participant professional services employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is HOLMES MURPHY AND ASSOCIATES, LLC. Coverage is written through DELTA DENTAL OF SOUTH DAKOTA and 4 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 46-0315848 · plan 503 · plan year 2025, filed Sep 8, 2026
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291 other employer plans in South Dakota have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Funding not settled by the filing
The filing does not report enough to settle how this plan pays for benefits.
Benefits declared on this filing
2 contracts on this filing do not say which benefits they cover, so a line above may be insured by one of them.
Also declared: death benefits.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 5 insured contracts covering dental, vision, life and disability; the largest, with DELTA DENTAL OF SOUTH DAKOTA, covers 1,160 people.
The filing declares dental, vision, life, disability and health. Health appears with no insured contract on Schedule A. That coverage may be self-funded, placed with a carrier that is not on this filing, or written on one of the 2 contracts here that do not say what they cover.
Reported premium across the insured contracts is $967,498, with $47,854 in disclosed broker commissions — about 4.9% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
HOLMES MURPHY AND ASSOCIATES, LLC is the broker of record on 2 of the 5 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Life, Disability | 623 | Jan 1, 2026 | $322,901 | $39,507 |
| DELTA DENTAL OF SOUTH DAKOTA | Dental | 1,160 | Jan 1, 2026 | $568,163 | $5,979 |
| VISION SERVICE PLAN | Vision | 507 | Jan 1, 2026 | $73,102 | $2,201 |
| FOUR EVER LIFE INS CO. | — | 623 | Jan 1, 2026 | $3,332 | $167 |
| TRANSCARENT | — | 623 | Jan 1, 2026 | — | $0 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
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Renewal calendar
291 other employer plans in South Dakota are January 1 renewals (policy year ends December).
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