Form 5500 · Employee benefit plan · ODENTON, MD
RBR-TECHNOLOGIES, INC.
The filing calls this plan RBR-TECHNOLOGIES, INC. WRAP PLAN.
RBR-TECHNOLOGIES, INC. of ODENTON, MD files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is THE MELTZER GROUP, INC. Coverage is written through CIGNA HEALTH AND LIFE INSURANCE COMPANY and 1 other carrier. The plan's most recent policy period ended in February.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 35-2523943 · plan 510 · plan year 2026, filed Sep 9, 2026
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How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 2 insured contracts covering health, dental, vision, life and disability; the largest, with CIGNA HEALTH AND LIFE INSURANCE COMPANY, covers 333 people.
Reported premium across the insured contracts is $1,562,034, with $104,949 in disclosed broker commissions — about 6.7% of premium.
The most recent policy period ended in February, and the plan year ends February 28. Group contracts typically renew on that annual cycle.
THE MELTZER GROUP, INC is the broker of record on 1 of the 2 contracts; the rest name a different broker or none.
Two carriers split the book: CIGNA HEALTH AND LIFE INSURANCE COMPANY and HARTFORD LIFE AND ACCIDENT.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | Health, Dental, Vision | 333 | Mar 1, 2026 | $1,394,854 | $76,416 |
| HARTFORD LIFE AND ACCIDENT | Life, Disability | 115 | Mar 1, 2026 | $167,180 | $28,533 |
Premium and claims on this contract
CIGNA HEALTH AND LIFE INSURANCE COMPANY, contract 3344943. For the contract year on this filing, the carrier reported $1,394,854 in premium earned and $1,658,585 in claims incurred. Dividing one by the other gives 119%.
- CIGNA HEALTH AND LIFE INSURANCE COMPANY, contract 3344943 reported $194,435 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
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