Form 5500 · Employee benefit plan · FARGO, ND
RAZOR CONSULTING SOLUTIONS, INC.
The filing calls this plan RAZOR CONSULTING SOLUTIONS, INC. EMPLOYEE GROUP BENEFIT PLAN.
Public Form 5500 records show how RAZOR CONSULTING SOLUTIONS, INC. of FARGO, ND, a professional services employer, structures its employee benefits. Its broker of record is HUB INTERNATIONAL GREAT PLAINS LLC. Coverage is written through BLUE CROSS BLUE SHIELD OF NORTH DAKOTA and 1 other carrier. The plan's most recent policy period ended in July.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 46-1675687 · plan 501 · plan year 2025, filed Jul 10, 2026
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How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 3 insured contracts covering health, dental, vision, life and disability; the largest, with BLUE CROSS BLUE SHIELD OF NORTH DAKOTA, covers 187 people.
Reported premium across the insured contracts is $1,962,145, with $60,875 in disclosed broker commissions — about 3.1% of premium.
The health contract's policy period ended in July, while at least one ancillary line's policy period ended in December. The plan is on a split renewal cycle.
HUB INTERNATIONAL GREAT PLAINS LLC is the broker of record on all 3 contracts.
Two carriers split the book: BLUE CROSS BLUE SHIELD OF NORTH DAKOTA and UNITED OF OMAHA LIFE INSURANCE COMPANY.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF NORTH DAKOTA | Health, Dental, Vision | 187 | Aug 1, 2025 | $1,275,623 | $33,345 |
| BLUE CROSS BLUE SHIELD OF NORTH DAKOTA | Health, Dental, Vision | 194 | Jan 1, 2026 | $614,521 | $14,121 |
| UNITED OF OMAHA LIFE INSURANCE COMPANY | Life, Disability | 153 | Jan 1, 2026 | $72,001 | $13,409 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
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