Form 5500 · Employee benefit plan · EDISON, NJ
RAY CATENA MOTOR CAR CORPORATION
The filing calls this plan RAY CATENA MOTOR CAR CORPORATION EMPLOYEE BENEFITS PLAN.
RAY CATENA MOTOR CAR CORPORATION of EDISON, NJ is a 868-participant retail employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is BROWN & BROWN INSURANCE SVCS, INC.. Coverage is written through DELTA DENTAL OF NEW JERSEY, INC. and 3 other carriers. The plan's most recent policy period ended in June.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 22-2368198 · plan 501 · plan year 2025, filed Jan 27, 2026
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178 other employer plans in New Jersey have policy years ending in June. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Funding not settled by the filing
The filing does not report enough to settle how this plan pays for benefits.
Benefits declared on this filing
Also declared: death benefits.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 4 insured contracts covering dental, vision and life; the largest, with DELTA DENTAL OF NEW JERSEY, INC., covers 1,050 people.
The filing declares dental, vision, life and health. Health appears with no insured contract on Schedule A. That coverage may be self-funded, or placed with a carrier that is not on this filing.
Reported premium across the insured contracts is $750,541, with $36,546 in disclosed broker commissions — about 4.9% of premium.
The most recent policy period ended in June, and the plan year ends June 30. Group contracts typically renew on that annual cycle.
BROWN & BROWN INSURANCE SVCS, INC. is the broker of record on 1 of the 4 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| PRUDENTIAL INSURANCE COMPANY OF AMERICA | Life | 952 | Jul 1, 2025 | $215,489 | $20,013 |
| DELTA DENTAL OF NEW JERSEY, INC. | Dental | 1,050 | Jul 1, 2025 | $383,184 | $11,097 |
| THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | Vision | 613 | Jul 1, 2025 | $80,000 | $3,283 |
| DENTAL SERVICES ORGANIZATION, LLC | Dental | 162 | Jul 1, 2025 | $71,868 | $2,153 |
Premium and claims on this contract
DELTA DENTAL OF NEW JERSEY, INC., contract 9428. For the contract year on this filing, the carrier reported $383,184 in premium earned and $289,240 in claims incurred. Dividing one by the other gives 75%.
- DELTA DENTAL OF NEW JERSEY, INC., contract 9428 reported $66,864 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Other plans filed by this employer
How this plan compares
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