Form 5500 · Employee benefit plan · SYRACUSE, NY
RAPID RESPONSE MONITORING SERVICES INC
The filing calls this plan GROUP LIFE, ACCIDENTAL DEATH AND DISMEMBERMENT AND DENTAL BENEFITS PLAN FOR RAPID, SONITROL, EASTERN AND INTELLITEC.
RAPID RESPONSE MONITORING SERVICES INC of SYRACUSE, NY is a 891-participant professional services employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is AP BENEFIT ADVISORS LLC. Coverage is written through AMERITAS LIFE INSURANCE CORP. OF NEW YORK and 1 other carrier. The plan's most recent policy period ended in March.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 16-1432416 · plan 502 · plan year 2025, filed Sep 23, 2025
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188 other employer plans in New York have policy years ending in March. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Funding not settled by the filing
The filing does not report enough to settle how this plan pays for benefits.
Benefits declared on this filing
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 2 insured contracts covering dental, vision, life and disability; the largest, with AMERITAS LIFE INSURANCE CORP. OF NEW YORK, covers 1,581 people.
Reported premium across the insured contracts is $571,819, with $48,480 in disclosed broker commissions — about 8.5% of premium.
The most recent policy period ended in March, and the plan year ends March 31. Group contracts typically renew on that annual cycle.
AP BENEFIT ADVISORS LLC is the broker of record on all 2 contracts.
Two carriers split the book: AMERITAS LIFE INSURANCE CORP. OF NEW YORK and THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| AMERITAS LIFE INSURANCE CORP. OF NEW YORK | Dental, Vision | 1,581 | Apr 1, 2025 | $407,544 | $28,528 |
| THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | Dental, Vision, Life, Disability | 453 | Apr 1, 2025 | $164,275 | $19,952 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
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Renewal calendar
188 other employer plans in New York are April 1 renewals (policy year ends March).
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