Form 5500 · Employee benefit plan · NEW ORLEANS, LA
RAMPART/WURTH HOLDING, INC.
The filing calls this plan RAMPART/WURTH HOLDING, INC. HEALTH & WELFARE PLAN.
RAMPART/WURTH HOLDING, INC. of NEW ORLEANS, LA is a 197-participant real estate employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is ANTHONY J ALFORD INS CORP. Coverage is written through BLUE CROSS AND BLUE SHIELD OF LOUISIANA and 3 other carriers. The plan's most recent policy period ended in August.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 74-2530031 · plan 502 · plan year 2025, filed Mar 23, 2026
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How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
3 contracts on this filing do not say which benefits they cover, so a line above may be insured by one of them.
Also declared: other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 7 insured contracts covering health, dental, vision and disability; the largest, with BLUE CROSS AND BLUE SHIELD OF LOUISIANA, covers 109 people.
The filing declares health, dental, vision, disability and life. Life appears with no insured contract on Schedule A. That coverage may be self-funded, placed with a carrier that is not on this filing, or written on one of the 3 contracts here that do not say what they cover.
Reported premium across the insured contracts is $883,054, with $70,768 in disclosed broker commissions — about 8% of premium.
The most recent policy period ended in August, and the plan year ends August 31. Group contracts typically renew on that annual cycle.
ANTHONY J ALFORD INS CORP is the broker of record on all 7 contracts.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| BLUE CROSS AND BLUE SHIELD OF LOUISIANA | Health | 109 | Sep 1, 2025 | $691,340 | $26,475 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Disability | 221 | Sep 1, 2025 | $47,116 | $11,779 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Disability | 220 | Sep 1, 2025 | $39,332 | $9,833 |
| STARMOUNT LIFE INSURANCE COMPANY | Dental, Vision | 156 | Sep 1, 2025 | $77,634 | $8,461 |
| UNUM INSURANCE COMPANY | — | 59 | Sep 1, 2025 | $11,113 | $6,421 |
| UNUM INSURANCE COMPANY | — | 71 | Sep 1, 2025 | $9,502 | $6,045 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | 241 | Sep 1, 2025 | $7,017 | $1,754 |
Premium and claims on this contract
BLUE CROSS AND BLUE SHIELD OF LOUISIANA, contract 78921ERC. For the contract year on this filing, the carrier reported $691,340 in premium earned and $884,229 in claims incurred. Dividing one by the other gives 128%.
- BLUE CROSS AND BLUE SHIELD OF LOUISIANA, contract 78921ERC reported $104,880 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. The service providers are named on Schedule C of this filing. We publish company names only.
Other plans filed by this employer
How this plan compares
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