Form 5500 · Employee benefit plan · LIVONIA, MI
RAM CONSTRUCTION SERVICES, INC
RAM CONSTRUCTION SERVICES, INC's employee benefit plan is documented in its annual Form 5500 filing with the Department of Labor. Its broker of record is MARY JO LEFEVRE. Coverage is written through BLUE CROSS BLUE SHIELD OF MICHIGAN and 2 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 38-1164400 · plan 501 · as of Jul 2026
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Commission |
|---|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF MICHIGAN | Health | 418 | December | $75,862 |
| THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | Vision, Life, Disability | 160 | December | $28,365 |
| METROPOLITAN LIFE INSURANCE COMPANY | Dental | 389 | December | $15,097 |
Questions
Who is RAM CONSTRUCTION SERVICES, INC's benefits broker?
Per its most recent Form 5500 Schedule A, RAM CONSTRUCTION SERVICES, INC's broker of record is MARY JO LEFEVRE.
What insurance carrier does RAM CONSTRUCTION SERVICES, INC use?
RAM CONSTRUCTION SERVICES, INC's benefit plan is written through BLUE CROSS BLUE SHIELD OF MICHIGAN, among 3 disclosed carriers.
When does RAM CONSTRUCTION SERVICES, INC's group plan renew?
The most recent Schedule A policy period for RAM CONSTRUCTION SERVICES, INC ended in December. Group plans typically renew on the same annual cycle.
Where does this data come from?
All figures are drawn from RAM CONSTRUCTION SERVICES, INC's public Form 5500 filing with the U.S. Department of Labor (EFAST2). Form 5500 is a public record.