Form 5500 · Employee benefit plan · ANNAPOLIS, MD
R&S HOLDINGS, INC.
Public Form 5500 records show how R&S HOLDINGS, INC. (ANNAPOLIS, MD) structures its employee benefits. Its broker of record is AP BENEFIT ADVISORS LLC. Coverage is written through THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA and 2 other carriers. The plan's most recent policy period ended in October.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 35-2646294 · plan 501 · as of Jul 2026
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Commission |
|---|---|---|---|---|
| THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | Life, Disability | 236 | October | $14,567 |
| THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | Dental | 113 | October | $5,504 |
| CAREFIRST BLUECHOICE, INC. | Health, Vision | 127 | October | $458 |
Questions
Who is R&S HOLDINGS, INC.'s benefits broker?
Per its most recent Form 5500 Schedule A, R&S HOLDINGS, INC.'s broker of record is AP BENEFIT ADVISORS LLC.
What insurance carrier does R&S HOLDINGS, INC. use?
R&S HOLDINGS, INC.'s benefit plan is written through THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, among 3 disclosed carriers.
When does R&S HOLDINGS, INC.'s group plan renew?
The most recent Schedule A policy period for R&S HOLDINGS, INC. ended in October. Group plans typically renew on the same annual cycle.
Where does this data come from?
All figures are drawn from R&S HOLDINGS, INC.'s public Form 5500 filing with the U.S. Department of Labor (EFAST2). Form 5500 is a public record.