Form 5500 · Employee benefit plan · WILMINGTON, OH
R & L CARRIERS, INC.
R & L CARRIERS, INC. of WILMINGTON, OH is a 15,118-participant transportation and logistics employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is CUSTOM BENEFIT PROGRAMS INC. Coverage is written through UNUM LIFE INSURANCE COMPANY OF AMERICA and 1 other carrier. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 31-1423221 · plan 501 · as of Aug 2026
Plan brief
Schedule A lists 5 insured contracts covering life and disability; the largest, with UNUM LIFE INSURANCE COMPANY OF AMERICA, covers 21,233 people.
Reported premium across the insured contracts is $27,623,290, with $3,230 in disclosed broker commissions — about 0% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
CUSTOM BENEFIT PROGRAMS INC is the broker of record on 1 of the 5 contracts; the rest name a different broker or none.
Two carriers split the book: UNUM LIFE INSURANCE COMPANY OF AMERICA and UNUM INSURANCE COMPANY.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| UNUM LIFE INSURANCE COMPANY OF AMERICA | — | 4,633 | December | $2,625,360 | $3,230 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Disability | 21,233 | December | $15,098,111 | $0 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Life | 14,363 | December | $7,200,281 | $0 |
| UNUM INSURANCE COMPANY | — | 7,335 | December | $1,950,219 | $0 |
| UNUM INSURANCE COMPANY | — | 2,590 | December | $749,319 | $0 |
More employer plans in Ohio — largest plans, brokers, carriers and renewal months.