Form 5500 · Employee benefit plan · GLEN BURNIE, MD
R.E. MICHEL COMPANY, LLC
The filing calls this plan R.E. MICHEL COMPANY EMPLOYEE BENEFIT PLAN.
R.E. MICHEL COMPANY, LLC of GLEN BURNIE, MD files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is THE HILB GROUP OF MARYLAND, LLC. Coverage is written through CAREFIRST OF MARYLAND, INC. and 2 other carriers. The plan's most recent policy period ended in August.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 52-0577320 · plan 506 · plan year 2025, filed Mar 18, 2026
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65 other employer plans in Maryland have policy years ending in August. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 5 insured contracts covering health, dental, vision, life and disability; the largest, with CAREFIRST OF MARYLAND, INC., covers 1,495 people.
Reported premium across the insured contracts is $21,098,413, with $189,638 in disclosed broker commissions — about 0.9% of premium.
The most recent policy period ended in August, and the plan year ends August 31. Group contracts typically renew on that annual cycle.
THE HILB GROUP OF MARYLAND, LLC is the broker of record on 4 of the 5 contracts; the rest name a different broker or none.
3 carriers appear on the filing, including CAREFIRST OF MARYLAND, INC., LIFE INSURANCE COMPANY OF NORTH AMERICA and HARTFORD LIFE AND ACCIDENT. CAREFIRST OF MARYLAND, INC. writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| LIFE INSURANCE COMPANY OF NORTH AMERICA | Life | 1,955 | Sep 1, 2025 | $570,855 | $85,628 |
| HARTFORD LIFE AND ACCIDENT | — | 773 | Sep 1, 2025 | $385,800 | $61,417 |
| LIFE INSURANCE COMPANY OF NORTH AMERICA | Disability | 1,162 | Sep 1, 2025 | $203,133 | $30,470 |
| LIFE INSURANCE COMPANY OF NORTH AMERICA | — | 1,955 | Sep 1, 2025 | $46,936 | $7,040 |
| CAREFIRST OF MARYLAND, INC. | Health, Dental, Vision | 1,495 | Sep 1, 2025 | $19,891,689 | $5,083 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
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Renewal calendar
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