Form 5500 · Employee benefit plan · PORTLAND, ME
R.C. MOORE, INC.
The filing calls this plan R. C. MOORE, INC. HEALTH & WELFARE BENEFIT PLAN.
R.C. MOORE, INC. of PORTLAND, ME is a 265-participant transportation and logistics employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is COTTINGHAM & BUTLER INSURANCE SERVI. Coverage is written through AETNA LIFE INSURANCE COMPANY and 2 other carriers. The plan's most recent policy period ended in February.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 01-0278035 · plan 507 · plan year 2026, filed Aug 12, 2026
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11 other employer plans in Maine have policy years ending in February. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 3 insured contracts covering health, dental, vision, life and disability; the largest, with AETNA LIFE INSURANCE COMPANY, covers 158 people.
Reported premium across the insured contracts is $1,899,108, with $50,040 in disclosed broker commissions — about 2.6% of premium.
The most recent policy period ended in February, and the plan year ends February 28. Group contracts typically renew on that annual cycle.
COTTINGHAM & BUTLER INSURANCE SERVI is the broker of record on 1 of the 3 contracts; the rest name a different broker or none.
3 carriers appear on the filing, including AETNA LIFE INSURANCE COMPANY, HIGHMARK INC. and STANDARD INSURANCE COMPANY. AETNA LIFE INSURANCE COMPANY writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| AETNA LIFE INSURANCE COMPANY | Health, Dental, Vision | 158 | Mar 1, 2026 | $941,444 | $31,040 |
| HIGHMARK INC. | Health | 77 | Mar 1, 2026 | $847,097 | $10,620 |
| STANDARD INSURANCE COMPANY | Life, Disability | 209 | Mar 1, 2026 | $110,567 | $8,380 |
Premium and claims on this contract
STANDARD INSURANCE COMPANY, contract 760150. For the contract year on this filing, the carrier reported $94,815 in premium earned and $-377 in claims incurred. Dividing one by the other gives -0%.
- STANDARD INSURANCE COMPANY, contract 760150 reported $95,196 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Reported to OSHA
Reported to OSHA for 2025: 200 employees, 15 recordable cases, 431 days away from work.
Source: OSHA Injury Tracking Application establishment data, 2025.
Other plans filed by this employer
How this plan compares
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Renewal calendar
11 other employer plans in Maine are March 1 renewals (policy year ends February).
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