Form 5500 · Employee benefit plan · OAKLAND, CA
PUBLIC HEALTH INSTITUTE
PUBLIC HEALTH INSTITUTE of OAKLAND, CA files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is BURNHAM BENEFITS INSURANCE SERVICES. Coverage is written through CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES and 5 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 94-1646278 · plan 501 · as of Aug 2026
Plan brief
Schedule A lists 6 insured contracts covering health, dental, vision, life and disability; the largest, with CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES, covers 340 people.
Reported premium across the insured contracts is $11,150,710, with $302,179 in disclosed broker commissions — about 2.7% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
BURNHAM BENEFITS INSURANCE SERVICES is the broker of record on 2 of the 6 contracts; the rest name a different broker or none.
6 carriers appear on the filing — CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES, KAISER FOUNDATION HEALTH PLAN, INC., LIFE INSURANCE COMPANY OF NORTH AMERICA and VISION SERVICE PLAN among them — with CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES writing the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | Health, Dental | 340 | December | $6,963,768 | $176,642 |
| KAISER FOUNDATION HEALTH PLAN, INC. | Health | 305 | December | $3,573,972 | $109,402 |
| LIFE INSURANCE COMPANY OF NORTH AMERICA | Life, Disability | 694 | December | $419,041 | $12,571 |
| VISION SERVICE PLAN | Vision | 532 | December | $84,674 | $2,538 |
| KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | Health | 8 | December | $76,224 | $1,026 |
| CLAREMONT BEHAVIORAL SERVICES, INC. | — | 694 | December | $33,031 | $0 |
More employer plans in California — largest plans, brokers, carriers and renewal months.