Form 5500 · Employee benefit plan · ROCK ISLAND, IL
PROJECT NOW, INC.
The filing calls this plan PROJECT NOW, INC. WELFARE BENEFIT PLAN.
PROJECT NOW, INC. of ROCK ISLAND, IL is a 113-participant health care and social assistance employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is ASSURED PARTNERS GREAT PLAINES LLC. Coverage is written through BLUECROSS BLUESHIELD OF ILLINOIS and 3 other carriers. The plan's most recent policy period ended in March.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 36-2654175 · plan 501 · plan year 2025, filed Oct 14, 2025
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How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: death benefits.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 6 insured contracts covering health, dental, vision, life and disability; the largest, with BLUECROSS BLUESHIELD OF ILLINOIS, covers 84 people.
Reported premium across the insured contracts is $934,490, with $40,917 in disclosed broker commissions — about 4.4% of premium.
The most recent policy period ended in March, and the plan year ends March 31. Group contracts typically renew on that annual cycle.
ASSURED PARTNERS GREAT PLAINES LLC is the broker of record on 1 of the 6 contracts; the rest name a different broker or none.
4 carriers appear on the filing, including BLUECROSS BLUESHIELD OF ILLINOIS, STANDARD INSURANCE COMPANY, ASSURITY LIFE INSURANCE COMPANY and SUN LIFE ASSURANCE COMPANY OF CANADA. BLUECROSS BLUESHIELD OF ILLINOIS writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| BLUECROSS BLUESHIELD OF ILLINOIS | Health | 84 | Apr 1, 2025 | $843,613 | $34,098 |
| ASSURITY LIFE INSURANCE COMPANY | Disability | 62 | Apr 1, 2025 | $13,314 | $2,814 |
| STANDARD INSURANCE COMPANY | Dental | 66 | Apr 1, 2025 | $48,643 | $1,612 |
| STANDARD INSURANCE COMPANY | Life | 117 | Apr 1, 2025 | $17,404 | $1,548 |
| SUN LIFE ASSURANCE COMPANY OF CANADA | Disability | 7 | Apr 1, 2025 | $2,867 | $573 |
| STANDARD INSURANCE COMPANY | Vision | 65 | Apr 1, 2025 | $8,649 | $272 |
Premium and claims on these contracts
STANDARD INSURANCE COMPANY, contract 159554. For the contract year on this filing, the carrier reported $48,643 in premium earned and $31,090 in claims incurred. Dividing one by the other gives 64%.
STANDARD INSURANCE COMPANY, contract 159554. For the contract year on this filing, the carrier reported $17,404 in premium earned and $-117 in claims incurred. Dividing one by the other gives -1%.
STANDARD INSURANCE COMPANY, contract 159554. For the contract year on this filing, the carrier reported $8,649 in premium earned and $3,157 in claims incurred. Dividing one by the other gives 37%.
- STANDARD INSURANCE COMPANY, contract 159554 reported $17,554 in retention.
- STANDARD INSURANCE COMPANY, contract 159554 reported $17,526 in retention.
- STANDARD INSURANCE COMPANY, contract 159554 reported $5,492 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
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