Form 5500 · Employee benefit plan · BETHLEHEM, PA
PROGRESSIVE PHYSICIAN ASSOCIATES, INC.
The filing calls this plan PROGRESSIVE PHYSICIAN ASSOCIATES, INC. HEALTH AND WELFARE PLAN.
PROGRESSIVE PHYSICIAN ASSOCIATES, INC. of BETHLEHEM, PA insures health, dental, vision, life and disability coverage for its employees, per Schedule A of its Form 5500. Its broker of record is MCGRIFF INSURANCE SERVICES. Coverage is written through CAPITAL ADVANTAGE ASSURANCE COMPANY and 1 other carrier. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 23-2701565 · plan 501 · plan year 2025, filed May 28, 2026
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How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 2 insured contracts covering health, dental, vision, life and disability; the largest, with CAPITAL ADVANTAGE ASSURANCE COMPANY, covers 481 people.
Reported premium across the insured contracts is $3,355,010, with $69,432 in disclosed broker commissions — about 2.1% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
MCGRIFF INSURANCE SERVICES is the broker of record on 1 of the 2 contracts; the rest name a different broker or none.
Two carriers split the book: CAPITAL ADVANTAGE ASSURANCE COMPANY and METROPOLITAN LIFE INSURANCE COMPANY.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| CAPITAL ADVANTAGE ASSURANCE COMPANY | Health, Vision | 481 | Jan 1, 2026 | $3,122,300 | $57,110 |
| METROPOLITAN LIFE INSURANCE COMPANY | Dental, Life, Disability | 789 | Jan 1, 2026 | $232,710 | $12,322 |
Premium and claims on this contract
CAPITAL ADVANTAGE ASSURANCE COMPANY, contract 00506856. For the contract year on this filing, the carrier reported $3,122,300 in premium earned and $3,544,003 in claims incurred. Dividing one by the other gives 114%.
- CAPITAL ADVANTAGE ASSURANCE COMPANY, contract 00506856 reported $413,672 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
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