Form 5500 · Employee benefit plan · DRAPER, UT
PROG HOLDINGS, INC.
The filing calls this plan PROG HOLDINGS, INC. EMPLOYEE WELFARE BENEFITS PLAN.
PROG HOLDINGS, INC. of DRAPER, UT is a 1,389-participant finance and insurance employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is AON CONSULTING. Coverage is written through DELTA DENTAL INSURANCE COMPANY and 6 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 85-2484385 · plan 502 · plan year 2025, filed Jul 4, 2026
Get an email when this employer files a new Form 5500, and again about four months before its plan renews.
699 other employer plans in Utah have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Self-funded as reported
The filing reports a stop-loss contract and no medical premium, which is what a plan that pays its own claims reports.
A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.
Benefits declared on this filing
Also declared: prepaid legal, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 11 insured contracts covering health, dental, vision, life, disability and stop-loss; the largest, with DELTA DENTAL INSURANCE COMPANY, covers 2,594 people.
The medical plan carries stop-loss coverage: the filing reports the plan paying its own health claims, with insured protection against large ones.
Reported premium across the insured contracts is $3,059,605, with $148,161 in disclosed broker commissions — about 4.8% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
AON CONSULTING is the broker of record on 5 of the 11 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| RELIANCE STANDARD LIFE INSURANCE COMPANY | Disability | 1,234 | Jan 1, 2026 | $468,813 | $46,881 |
| RELIANCE STANDARD LIFE INSURANCE COMPANY | Life | 1,234 | Jan 1, 2026 | $265,744 | $39,862 |
| AETNA LIFE INSURANCE COMPANY | Health | 955 | Jan 1, 2026 | $213,532 | $33,122 |
| RELIANCE STANDARD LIFE INSURANCE COMPANY | Disability | 1,234 | Jan 1, 2026 | $158,628 | $15,863 |
| RELIANCE STANDARD LIFE INSURANCE COMPANY | — | 1,234 | Jan 1, 2026 | $40,910 | $6,137 |
| RELIANCE STANDARD LIFE INSURANCE COMPANY | — | 432 | Jan 1, 2026 | $25,350 | $3,803 |
| LEGALPLANS, USA | — | 161 | Jan 1, 2026 | $31,157 | $2,493 |
| DELTA DENTAL INSURANCE COMPANY | Dental | 2,594 | Jan 1, 2026 | $1,065,894 | $0 |
| COMMENCEMENT BAY RISK MANAGEMENT INSURANCE COMPANY | Health, Stop-loss | 2,488 | Jan 1, 2026 | $625,798 | $0 |
| EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO. | Vision | 2,134 | Jan 1, 2026 | $140,563 | $0 |
| CURALINC LLC | — | 1,275 | Jan 1, 2026 | $23,216 | $0 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
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Renewal calendar
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