Form 5500 · Employee benefit plan · HUNTINGTON, WV
PRESTERA CENTER FOR MENTAL HEALTH SERVICES, INC.
The filing calls this plan PRESTERA CENTER FOR MENTAL HEALTH SERVICES, INC. HEALTH AND WELFARE PLAN.
PRESTERA CENTER FOR MENTAL HEALTH SERVICES, INC. of HUNTINGTON, WV insures health, dental, vision, life and disability coverage for its employees, per Schedule A of its Form 5500. Its broker of record is MICHAEL S BAKER. Coverage is written through HIGHMARK BLUE CROSS BLUE SHIELD WEST VIRGINIA and 2 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 55-0492369 · plan 501 · plan year 2025, filed May 27, 2026
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135 other employer plans in West Virginia have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: death benefits.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 3 insured contracts covering health, dental, vision, life and disability; the largest, with HIGHMARK BLUE CROSS BLUE SHIELD WEST VIRGINIA, covers 529 people.
Reported premium across the insured contracts is $4,944,702, with $194,875 in disclosed broker commissions — about 3.9% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
MICHAEL S BAKER is the broker of record on 1 of the 3 contracts; the rest name a different broker or none.
3 carriers appear on the filing, including HIGHMARK BLUE CROSS BLUE SHIELD WEST VIRGINIA, METROPOLITAN LIFE INSURANCE COMPANY and VISION SERVICE PLAN. HIGHMARK BLUE CROSS BLUE SHIELD WEST VIRGINIA writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| HIGHMARK BLUE CROSS BLUE SHIELD WEST VIRGINIA | Health | 529 | Jan 1, 2026 | $4,580,085 | $167,128 |
| METROPOLITAN LIFE INSURANCE COMPANY | Dental, Life, Disability | 941 | Jan 1, 2026 | $326,743 | $23,958 |
| VISION SERVICE PLAN | Vision | 358 | Jan 1, 2026 | $37,874 | $3,789 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
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Renewal calendar
135 other employer plans in West Virginia are January 1 renewals (policy year ends December).
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