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Form 5500 · Employee benefit plan · DEFIANCE, OH

PREMIER FINANCIAL CORP.

The filing calls this plan PREMIER FINANCIAL CORP. WELFARE BENEFIT PLAN.

Public Form 5500 records show how PREMIER FINANCIAL CORP. of DEFIANCE, OH, a finance and insurance employer, structures its employee benefits. Its broker of record is RSC INSURANCE BROKERAGE INC. Coverage is written through UNITED OF OMAHA LIFE INSURANCE COMPANY and 2 other carriers. The plan's most recent policy period ended in February.

Benefits broker of record
Policy year ends
Februaryas filed for plan year 2025

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 34-1803915 · plan 501 · plan year 2025, filed Dec 9, 2025

Get an email when this employer files a new Form 5500, and again about four months before its plan renews.

63 other employer plans in Ohio have policy years ending in February. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.

How this plan is funded

Funding not settled by the filing

The filing does not report enough to settle how this plan pays for benefits.

All participants at the start of the year
810
Active at start of year
800
Active at end of year
0
Disclosed commissions
$10,259
Typical renewal
March 1

Benefits declared on this filing

Healthdeclared, no contract here says it covers this
Dentaldeclared, no contract here says it covers this
Visiondeclared, no contract here says it covers this
Lifeinsured — UNITED OF OMAHA LIFE INSURANCE COMPANY416 of 810 participants (51%) on the largest contract
Disabilityinsured — UNITED OF OMAHA LIFE INSURANCE COMPANY854 of 810 participants on the largest contract

One contract on this filing does not say which benefits it covers, so a line above may be insured by it.

Also declared: other welfare.

Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.

Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.

Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.

Plan brief

Schedule A lists 5 insured contracts covering life and disability; the largest, with UNITED OF OMAHA LIFE INSURANCE COMPANY, covers 854 people.

The filing declares life, disability, health, dental and vision. Health, dental and vision appear with no insured contract on Schedule A. That coverage may be self-funded, placed with a carrier that is not on this filing, or written on the contract here that does not say what it covers.

Reported premium across the insured contracts is $86,975, with $10,259 in disclosed broker commissions — about 12% of premium.

The most recent policy period ended in February, and the plan year ends February 28. Group contracts typically renew on that annual cycle.

RSC INSURANCE BROKERAGE INC is the broker of record on 3 of the 5 contracts; the rest name a different broker or none.

Schedule A insurance contracts

CarrierBenefitsCoveredRenewsPremiumCommission
UNITED OF OMAHA LIFE INSURANCE COMPANYDisability854Mar 1, 2025$33,327$4,999
UNITED OF OMAHA LIFE INSURANCE COMPANYLife416Mar 1, 2025$26,739$4,011
PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANYDisability35Mar 1, 2025$6,326$695
UNITED OF OMAHA LIFE INSURANCE COMPANYLife854Mar 1, 2025$19,853$496
UNUM LIFE INSURANCE COMPANY OF AMERICA—12Mar 1, 2025$730$58

Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.

See the filing at the Department of Labor

Administrator and service providers

Plan administrator on the filing
PREMIER FINANCIAL CORP.
EIN 34-1803915

The plan administrator is from line 3a of the main form. We publish company names only.

Other plans filed by this employer

How this plan compares

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Renewal calendar

63 other employer plans in Ohio are March 1 renewals (policy year ends February).

Their policy years end in February, like this plan’s, so most renew March 1. The calendar lists every insured group by renewal date and state, with broker of record, carrier and disclosed commission. You can preview the five largest in each month for free.

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