Form 5500 · Employee benefit plan · NORTH CHARLESTON, SC
PREFERRED HOME SERVICES
The filing calls this plan PREFERRED HOME SERVICES, LLC.
Public Form 5500 records show how PREFERRED HOME SERVICES of NORTH CHARLESTON, SC, a other services employer, structures its employee benefits. Coverage is written through HEALTH PLANS, INC. (HPI) and 1 other carrier. The plan's most recent policy period ended in May.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 46-4640609 · plan 001 · plan year 2024, filed Feb 2, 2025
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How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 2 insured contracts covering health, dental, vision, life and disability; the largest, with HEALTH PLANS, INC. (HPI), covers 123 people.
Reported premium across the insured contracts is $412,519, with $24,948 in disclosed broker commissions — about 6% of premium.
The most recent policy period ended in May, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
No broker of record is named on the Schedule A. The contracts may be written directly with the carrier, or the broker fields were left blank on the filing.
Two carriers split the book: HEALTH PLANS, INC. (HPI) and EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | Dental, Vision, Life, Disability | 185 | Jun 1, 2024 | $157,811 | $24,948 |
| HEALTH PLANS, INC. (HPI) | Health | 123 | Jun 1, 2024 | $254,708 | $0 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
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