Form 5500 · Employee benefit plan · NEWPORT NEWS, VA
POWER MECHANICAL, INC.
The filing calls this plan POWER MECHANICAL, INC. HEALTH & WELFARE PLAN.
Public Form 5500 records show how POWER MECHANICAL, INC. of NEWPORT NEWS, VA, a construction employer, structures its employee benefits. Its broker of record is BROWN & BROWN INS. SERVICES, INC.. Coverage is written through THE LINCOLN NATIONAL LIFE INSURANCE COMPANY and 2 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 54-1332542 · plan 501 · plan year 2025, filed Jul 29, 2026
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How this plan is funded
Funding not settled by the filing
The filing does not report enough to settle how this plan pays for benefits.
Benefits declared on this filing
One contract on this filing does not say which benefits it covers, so a line above may be insured by it.
Also declared: death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 8 insured contracts covering dental, vision, life and disability; the largest, with THE LINCOLN NATIONAL LIFE INSURANCE COMPANY, covers 175 people.
The filing declares dental, vision, life, disability and health. Health appears with no insured contract on Schedule A. That coverage may be self-funded, placed with a carrier that is not on this filing, or written on the contract here that does not say what it covers.
Reported premium across the insured contracts is $343,211, with $42,721 in disclosed broker commissions — about 12% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
BROWN & BROWN INS. SERVICES, INC. is the broker of record on 5 of the 8 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Dental | 175 | Jan 1, 2026 | $84,503 | $7,734 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Disability | 192 | Jan 1, 2026 | $50,975 | $6,987 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Disability | 192 | Jan 1, 2026 | $49,988 | $6,851 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Life | 122 | Jan 1, 2026 | $39,966 | $6,371 |
| PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | Life | 121 | Jan 1, 2026 | $41,226 | $5,557 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Life | 192 | Jan 1, 2026 | $33,601 | $5,288 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | — | 137 | Jan 1, 2026 | $21,661 | $2,959 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Vision | 191 | Jan 1, 2026 | $21,291 | $974 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
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