Form 5500 · Employee benefit plan · ST. LOUIS, MO
POST HOLDINGS, INC.
POST HOLDINGS, INC. of ST. LOUIS, MO insures vision, life and disability coverage for its employees, per Schedule A of its Form 5500. Its broker of record is WILLIS TOWERS WATSON US LLC. Coverage is written through RELIASTAR LIFE INSURANCE COMPANY and 5 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 45-3355106 · plan 501 · as of Aug 2026
Plan brief
Schedule A lists 7 insured contracts covering vision, life and disability; the largest, with RELIASTAR LIFE INSURANCE COMPANY, covers 16,812 people.
Reported premium across the insured contracts is $9,089,376, with $202,653 in disclosed broker commissions — about 2.2% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
WILLIS TOWERS WATSON US LLC is the broker of record on 2 of the 7 contracts; the rest name a different broker or none.
6 carriers appear on the filing — RELIASTAR LIFE INSURANCE COMPANY, HARTFORD LIFE AND ACCIDENT, VISION SERVICE PLAN and MAGELLAN HEALTHCARE among them — with RELIASTAR LIFE INSURANCE COMPANY writing the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| RELIASTAR LIFE INSURANCE COMPANY | Life | 16,812 | December | $5,365,682 | $202,653 |
| VISION SERVICE PLAN | Vision | 7,597 | December | $1,169,478 | $0 |
| HARTFORD LIFE AND ACCIDENT | Disability | 4,734 | December | $1,851,640 | $0 |
| ACE AMERICAN INSURANCE COMPANY | — | 11,091 | February | $157,147 | $0 |
| TRANSWESTERN INSURANCE | — | 117 | December | $218,365 | $0 |
| MAGELLAN HEALTHCARE | — | 11,895 | December | $221,942 | $0 |
| HARTFORD LIFE AND ACCIDENT | Disability | 247 | December | $105,122 | $0 |
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