Form 5500 · Employee benefit plan · MUSCLE SHOALS, AL
PLUMBERS & STEAMFITTERS LOCAL 760 HEALTH & WELFARE TRUST FUND
PLUMBERS & STEAMFITTERS LOCAL 760 HEALTH & WELFARE TRUST FUND of MUSCLE SHOALS, AL is a 1,443-participant finance and insurance employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is ALLIANCE INSURANCE GROUP LLC. Coverage is written through BLUE CROSS AND BLUE SHIELD OF ALABAMA and 2 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 63-6065827 · plan 501 · as of Aug 2026
Plan brief
Schedule A lists 3 insured contracts covering health, dental, vision and life; the largest, with BLUE CROSS AND BLUE SHIELD OF ALABAMA, covers 1,864 people.
Reported premium across the insured contracts is $11,389,067, with $58,783 in disclosed broker commissions — about 0.5% of premium.
The health contract's policy period ended in December, while at least one ancillary line renews in January — the plan is on a split renewal cycle.
ALLIANCE INSURANCE GROUP LLC is the broker of record on 1 of the 3 contracts; the rest name a different broker or none.
3 carriers appear on the filing — BLUE CROSS AND BLUE SHIELD OF ALABAMA, UNITED OF OMAHA LIFE INSURANCE COMPANY and GUARDIAN — with BLUE CROSS AND BLUE SHIELD OF ALABAMA writing the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| UNITED OF OMAHA LIFE INSURANCE COMPANY | Life | 865 | January | $263,334 | $39,500 |
| GUARDIAN | — | 673 | October | — | $19,283 |
| BLUE CROSS AND BLUE SHIELD OF ALABAMA | Health, Dental, Vision | 1,864 | December | $11,125,733 | $0 |
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