Form 5500 · Employee benefit plan · HOUSTON, TX
PINCH FLATBED, INC.
The filing calls this plan PINCH FLATBED, INC. WELFARE BENEFIT PLAN.
PINCH FLATBED, INC. of HOUSTON, TX is a 163-participant transportation and logistics employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is STEPHENS INSURANCE. Coverage is written through BLUECROSS BLUESHIELD OF TEXAS and 2 other carriers. The plan's most recent policy period ended in July.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 20-0032742 · plan 501 · plan year 2025, filed Mar 31, 2026
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How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: death benefits.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 3 insured contracts covering health, dental, vision, life and disability; the largest, with BLUECROSS BLUESHIELD OF TEXAS, covers 218 people.
Reported premium across the insured contracts is $1,417,183, with $93,399 in disclosed broker commissions — about 6.6% of premium.
The most recent policy period ended in July, and the plan year ends July 31. Group contracts typically renew on that annual cycle.
STEPHENS INSURANCE is the broker of record on 1 of the 3 contracts; the rest name a different broker or none.
3 carriers appear on the filing, including BLUECROSS BLUESHIELD OF TEXAS, DEARBORN LIFE INSURANCE COMPANY and ASSURITY LIFE INSURANCE COMPANY. BLUECROSS BLUESHIELD OF TEXAS writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| BLUECROSS BLUESHIELD OF TEXAS | Health, Dental | 218 | Aug 1, 2025 | $1,199,766 | $51,420 |
| ASSURITY LIFE INSURANCE COMPANY | Life | 153 | Aug 1, 2025 | $98,337 | $27,882 |
| DEARBORN LIFE INSURANCE COMPANY | Vision, Life, Disability | 192 | Aug 1, 2025 | $119,080 | $14,097 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Reported to OSHA
Reported to OSHA for 2025: 235 employees, 7 recordable cases, 386 days away from work.
Source: OSHA Injury Tracking Application establishment data, 2025.
Other plans filed by this employer
How this plan compares
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