Form 5500 · Employee benefit plan · WILMINGTON, DE
PHILLIPS & COHEN ASSOCIATES, LTD.
Public Form 5500 records show how PHILLIPS & COHEN ASSOCIATES, LTD. of WILMINGTON, DE, a administrative and support services employer, structures its employee benefits. Its broker of record is LOCKTON COMPANIES, LLC. Coverage is written through HIGHMARK DELAWARE and 1 other carrier. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 22-3527610 · plan 501 · as of Aug 2026
Plan brief
Schedule A lists 5 insured contracts covering health, dental, vision, life and disability; the largest, with HIGHMARK DELAWARE, covers 165 people.
Reported premium across the insured contracts is $2,304,206, with $156,515 in disclosed broker commissions — about 6.8% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
LOCKTON COMPANIES, LLC is the broker of record on all 5 contracts.
Two carriers split the book: HIGHMARK DELAWARE and METROPOLITAN LIFE INSURANCE COMPANY.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| HIGHMARK DELAWARE | Health | 165 | December | $2,001,173 | $102,292 |
| METROPOLITAN LIFE INSURANCE COMPANY | Dental, Vision, Life, Disability | 370 | December | $264,615 | $44,514 |
| METROPOLITAN LIFE INSURANCE COMPANY | Health | 154 | December | $16,149 | $4,122 |
| METROPOLITAN LIFE INSURANCE COMPANY | Health | 90 | December | $11,934 | $3,002 |
| METROPOLITAN LIFE INSURANCE COMPANY | Health | 124 | December | $10,335 | $2,585 |
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