Form 5500 · Employee benefit plan · HOUSTON, TX
PHILLIPS 66 COMPANY
The filing calls this plan PHILLIPS 66 MEDICAL AND DENTAL ASSISTANCE PLAN.
PHILLIPS 66 COMPANY of HOUSTON, TX insures health, dental and vision coverage for its employees, per Schedule A of its Form 5500. Coverage is written through KAISER PERMANENTE and 2 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 37-1652702 · plan 501 · plan year 2024, filed Oct 10, 2025
Get an email when this employer files a new Form 5500, and again about four months before its plan renews.
How this plan is funded
Both, as reported
The medical insurance contracts on the filing cover fewer than half the people in the plan, so the rest is paid another way.
A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.
Benefits declared on this filing
Health: the largest of the 4 insured health contracts, with KAISER PERMANENTE, covers 747 of 13,157 participants (5.7%) on Schedule A.
Dental: CIGNA HEALTH AND LIFE INSURANCE COMPANY covers 37 of 13,157 participants (0.3%) on Schedule A.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 5 insured contracts covering health, dental and vision.
Reported premium is $17,143,621; the filing discloses no broker commission on these contracts.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
No broker of record is named on the Schedule A. The contracts may be written directly with the carrier, or the broker fields were left blank on the filing.
3 carriers appear on the filing, including KAISER PERMANENTE, VISION SERVICE PLAN and CIGNA HEALTH AND LIFE INSURANCE COMPANY. KAISER PERMANENTE writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| KAISER PERMANENTE | Health | 747 | Jan 1, 2025 | $6,956,480 | $0 |
| KAISER PERMANENTE | Health | 769 | Jan 1, 2025 | $6,819,904 | $0 |
| VISION SERVICE PLAN | Vision | 12,418 | Jan 1, 2025 | $2,228,825 | $0 |
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | Health, Dental, Vision | 37 | Jan 1, 2025 | $650,623 | $0 |
| KAISER PERMANENTE | Health | 51 | Jan 1, 2025 | $487,789 | $0 |
Premium and claims on this contract
VISION SERVICE PLAN, contract 30041732. For the contract year on this filing, the carrier reported $2,228,825 in premium earned and $2,282,608 in claims incurred. Dividing one by the other gives 102%.
- VISION SERVICE PLAN, contract 30041732 reported $245,171 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
Named on Schedule C of this filing. We publish company names only.
Reported to OSHA
Reported to OSHA for 2025: 2,684 employees, 2 recordable cases, 90 days away from work.
Source: OSHA Injury Tracking Application establishment data, 2025.
Other plans filed by this employer
How this plan compares
Subscribers see how this compares with similar plans in Texas. A subscription also adds this plan's filing history and the renewal calendar for its state. See plans and prices
Without an account you can open 10 employer, broker and carrier pages a day, including through an AI assistant, and 50 a day with a free account. Paid plans are what keep these records free to read.
More employer plans in Texas — largest plans, brokers, carriers and renewal months.