Form 5500 · Employee benefit plan · PONTE VEDRA BEACH, FL
PGA TOUR, INC.
The filing calls this plan PGA TOUR INC., WELFARE PLAN.
Public Form 5500 records show how PGA TOUR, INC. of PONTE VEDRA BEACH, FL, a other services employer, structures its employee benefits. Its broker of record is EDGEWOOD PARTNERS INSURANCE CENTER. Coverage is written through UNITEDHEALTHCARE INSURANCE COMPANY and 8 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 52-0999206 · plan 502 · plan year 2024, filed Jul 28, 2025
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2,208 other employer plans in Florida have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Both, as reported
The medical insurance contracts on the filing cover fewer than half the people in the plan, so the rest is paid another way.
A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.
Benefits declared on this filing
Health: the largest of the 4 insured health contracts, with UNITEDHEALTHCARE INSURANCE COMPANY, covers 203 of 3,588 participants (5.7%) on Schedule A.
Dental: the largest of the 2 insured dental contracts, with UNITEDHEALTHCARE INSURANCE COMPANY, covers 203 of 3,588 participants (5.7%) on Schedule A.
Vision: the largest of the 3 insured vision contracts, with UNITEDHEALTHCARE INSURANCE COMPANY, covers 203 of 3,588 participants (5.7%) on Schedule A.
Also declared: prepaid legal, death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 15 insured contracts covering health, dental, vision, life and disability.
Reported premium across the insured contracts is $4,737,532, with $292,437 in disclosed broker commissions — about 6.2% of premium.
The health contract's policy period ended in December, while at least one ancillary line's policy period ended in June. The plan is on a split renewal cycle.
EDGEWOOD PARTNERS INSURANCE CENTER is the broker of record on 1 of the 15 contracts; the rest name a different broker or none.
9 carriers appear on the filing, including UNITEDHEALTHCARE INSURANCE COMPANY, RELIANCE STANDARD LIFE INSURANCE COMPANY, UNUM LIFE INSURANCE COMPANY OF AMERICA and KAISER FOUNDATION HEALTH PLAN, INC.. UNITEDHEALTHCARE INSURANCE COMPANY writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Disability | 1,942 | Jan 1, 2025 | $902,619 | $87,979 |
| RELIANCE STANDARD LIFE INSURANCE COMPANY | Life | 2,156 | Jan 1, 2025 | $1,103,732 | $55,188 |
| RELIANCE STANDARD LIFE INSURANCE COMPANY | — | 166 | Jan 1, 2025 | $84,453 | $26,446 |
| ACE AMERICAN INSURANCE COMPANY | — | 2,222 | Jan 1, 2025 | $172,465 | $24,748 |
| KAISER FOUNDATION HEALTH PLAN, INC. | Health | 66 | Jan 1, 2025 | $608,625 | $24,103 |
| VISION SERVICE PLAN | Vision | 1,454 | Jan 1, 2025 | $211,213 | $21,073 |
| RELIANCE STANDARD LIFE INSURANCE COMPANY | — | 142 | Jan 1, 2025 | $58,461 | $17,906 |
| RELIANCE STANDARD LIFE INSURANCE COMPANY | — | 119 | Jan 1, 2025 | $40,507 | $12,502 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Health, Dental, Vision | 203 | Jan 1, 2025 | $1,114,593 | $6,830 |
| METROPOLITAN LIFE INSURANCE COMPANY | Life | 130 | Jul 1, 2024 | $142,860 | $6,181 |
| METROPOLITAN GENERAL INSURANCE COMPANY | — | 149 | Jan 1, 2025 | $39,503 | $3,627 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Health, Dental, Vision | 3 | Jan 1, 2025 | $33,121 | $3,312 |
| METROPOLITAN LIFE INSURANCE COMPANY | Life | 53 | Jan 1, 2025 | $34,738 | $2,542 |
| UNITED BEHAVIORAL HEALTH DBA OPTUM | — | 3,214 | Jan 1, 2025 | $147,985 | $0 |
| KAISER FOUNDATION HEALTH PLAN, INC. | Health | 12 | Jan 1, 2025 | $42,657 | $0 |
Premium and claims on this contract
VISION SERVICE PLAN, contract 30077569. For the contract year on this filing, the carrier reported $211,213 in premium earned and $169,029 in claims incurred. Dividing one by the other gives 80%.
- VISION SERVICE PLAN, contract 30077569 reported $61,252 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
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