Form 5500 · Employee benefit plan · LONGVIEW, WA
PERFECT HARVEST LLC
The filing calls this plan CNDUIT EMPLOYEE BENEFITS PLAN.
Public Form 5500 records show how PERFECT HARVEST LLC of LONGVIEW, WA, a wholesale trade employer, structures its employee benefits. Its broker of record is THE BALDWIN GROUP, LLC. Coverage is written through REGENCE BLUESHIELD and 2 other carriers. The plan's most recent policy period ended in August.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 84-3633609 · plan 501 · plan year 2025, filed Mar 26, 2026
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How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 4 insured contracts covering health, dental, vision, life and disability; the largest, with REGENCE BLUESHIELD, covers 98 people.
Reported premium across the insured contracts is $795,241, with $44,268 in disclosed broker commissions — about 5.6% of premium.
The most recent policy period ended in August, and the plan year ends August 31. Group contracts typically renew on that annual cycle.
THE BALDWIN GROUP, LLC is the broker of record on 2 of the 4 contracts; the rest name a different broker or none.
3 carriers appear on the filing, including REGENCE BLUESHIELD, DELTA DENTAL OF WASHINGTON and USABLE LIFE. REGENCE BLUESHIELD writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| REGENCE BLUESHIELD | Health | 98 | Sep 1, 2025 | $713,654 | $36,081 |
| DELTA DENTAL OF WASHINGTON | Dental | 100 | Sep 1, 2025 | $63,891 | $6,389 |
| USABLE LIFE | Life, Disability | 160 | Sep 1, 2025 | $9,268 | $955 |
| DELTA DENTAL OF WASHINGTON | Vision | 85 | Sep 1, 2025 | $8,428 | $843 |
Premium and claims on this contract
DELTA DENTAL OF WASHINGTON, contract 9473. For the contract year on this filing, the carrier reported $63,891 in premium earned and $22,426 in claims incurred. Dividing one by the other gives 35%.
- DELTA DENTAL OF WASHINGTON, contract 9473 reported $16,675 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
How this plan compares
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