Form 5500 · Employee benefit plan · CONSHOHOCKEN, PA
PENN MUTUAL LIFE INSURANCE COMPANY
The filing calls this plan PENN MUTUAL LIFE INS CO EMPLOYEE GROUP HEALTH PLAN.
PENN MUTUAL LIFE INSURANCE COMPANY of CONSHOHOCKEN, PA is a 2,019-participant finance and insurance employer — a large group whose insured benefits are disclosed on Schedule A of its Form 5500. Its broker of record is MERCER HEALTH & BENEFITS LLC. Coverage is written through PENN MUTUAL LIFE INSURANCE COMPANY and 4 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 23-0952300 · plan 502 · plan year 2025, filed Jul 27, 2026
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2,778 other employer plans in Pennsylvania have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Funding not settled by the filing
The filing does not report enough to settle how this plan pays for benefits.
Benefits declared on this filing
2 contracts on this filing do not say which benefits they cover, so a line above may be insured by one of them.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 9 insured contracts covering health, vision, life and disability; the largest, with PENN MUTUAL LIFE INSURANCE COMPANY, covers 1,397 people.
The filing declares health, vision, life, disability and dental. Dental appears with no insured contract on Schedule A. That coverage may be self-funded, placed with a carrier that is not on this filing, or written on one of the 2 contracts here that do not say what they cover.
Reported premium across the insured contracts is $1,607,404, with $98,684 in disclosed broker commissions — about 6.1% of premium.
The health contract's policy period ended in December, while at least one ancillary line's policy period ended in September. The plan is on a split renewal cycle.
MERCER HEALTH & BENEFITS LLC is the broker of record on 2 of the 9 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| LIFE INSURANCE COMPANY OF NORTH AMERICA | Disability | 1,052 | Jan 1, 2026 | $400,055 | $41,127 |
| EYEMED VISION CARE ON BEHALF OF THE COMBINED INSURANCE CO. OF AMERICA | Vision | 1,554 | Jan 1, 2026 | $119,521 | $26,658 |
| METROPOLITAN LIFE INSURANCE COMPANY | Health | 495 | Jan 1, 2026 | $66,533 | $15,216 |
| METROPOLITAN LIFE INSURANCE COMPANY | Health | 491 | Jan 1, 2026 | $60,600 | $13,546 |
| LIFE INSURANCE COMPANY OF NORTH AMERICA | Disability | 0 | Jan 1, 2026 | $10,508 | $1,103 |
| NEW YORK LIFE GROUP INSURANCE COMPANY OF NEW YORK | — | 29 | Oct 1, 2025 | $8,404 | $840 |
| EYEMED VISION CARE ON BEHALF OF THE COMBINED INSURANCE CO. OF AMERICA | — | 87 | Jan 1, 2026 | $4,801 | $194 |
| PENN MUTUAL LIFE INSURANCE COMPANY | Life | 1,397 | Jan 1, 2026 | $872,943 | $0 |
| PENN MUTUAL LIFE INSURANCE COMPANY | Life | 62 | Jan 1, 2026 | $64,039 | $0 |
Premium and claims on these contracts
PENN MUTUAL LIFE INSURANCE COMPANY, contract G-1. For the contract year on this filing, the carrier reported $872,943 in premium earned and $650,689 in claims incurred. Dividing one by the other gives 75%.
PENN MUTUAL LIFE INSURANCE COMPANY, contract G-2. For the contract year on this filing, the carrier reported $64,039 in premium earned and $53,700 in claims incurred. Dividing one by the other gives 84%.
- PENN MUTUAL LIFE INSURANCE COMPANY, contract G-1 reported $26,580 in retention.
- PENN MUTUAL LIFE INSURANCE COMPANY, contract G-2 reported $2,043 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. The service providers are named on Schedule C of this filing. We publish company names only.
Other plans filed by this employer
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