Form 5500 · Employee benefit plan · WYOMISSING, PA
PENN ENTERTAINMENT, INC.
The filing calls this plan PENN ENTERTAINMENT, INC. FLEXIBLE BENEFITS PLAN.
Public Form 5500 records show how PENN ENTERTAINMENT, INC. of WYOMISSING, PA, a arts, entertainment and recreation employer, structures its employee benefits. Its broker of record is AON INSURANCE AGENCY LLC. Coverage is written through UPMC HEALTH OPTIONS and 24 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 23-2234473 · plan 501 · plan year 2025, filed Sep 10, 2026
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2,778 other employer plans in Pennsylvania have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Both, as reported
The medical insurance contracts on the filing cover fewer than half the people in the plan, so the rest is paid another way.
A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.
Benefits declared on this filing
Health: the largest of the 16 insured health contracts, with UPMC HEALTH OPTIONS, covers 1,000 of 16,884 participants (5.9%) on Schedule A.
Also declared: prepaid legal, death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 30 insured contracts covering health, dental, vision, life and disability.
Reported premium across the insured contracts is $26,855,516, with $2,042,424 in disclosed broker commissions — about 7.6% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
AON INSURANCE AGENCY LLC is the broker of record on 15 of the 30 contracts; the rest name a different broker or none.
25 carriers appear on the filing, including UPMC HEALTH OPTIONS, METROPOLITAN LIFE INSURANCE COMPANY, DELTA DENTAL OF PENNSYLVANIA and RELIASTAR LIFE INSURANCE COMPANY. UPMC HEALTH OPTIONS writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| RELIASTAR LIFE INSURANCE COMPANY | — | 6,630 | Jan 1, 2026 | $2,285,165 | $755,268 |
| METROPOLITAN LIFE INSURANCE COMPANY | Disability | 14,389 | Jan 1, 2026 | $3,290,397 | $360,611 |
| METROPOLITAN LIFE INSURANCE COMPANY | Life | 20,212 | Jan 1, 2026 | $2,618,277 | $285,979 |
| METROPOLITAN LIFE INSURANCE COMPANY | Disability | 2,865 | Jan 1, 2026 | $1,312,637 | $143,930 |
| UPMC HEALTH OPTIONS | Health | 1,000 | Jan 1, 2026 | $6,402,509 | $128,785 |
| DELTA DENTAL OF PENNSYLVANIA | Dental | 6,544 | Jan 1, 2026 | $2,477,033 | $99,063 |
| METROPOLITAN LIFE INSURANCE COMPANY | Health, Dental, Vision | 3,378 | Jan 1, 2026 | $1,361,112 | $55,489 |
| KAISER FOUNDATION HEALTH PLAN OF COLORADO | Health | 324 | Jan 1, 2026 | $2,037,498 | $39,929 |
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | Health, Dental | 1,960 | Jan 1, 2026 | $996,943 | $39,463 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Dental | 1,397 | Jan 1, 2026 | $735,533 | $29,219 |
| VISION SERVICE PLAN | Vision | 3,826 | Jan 1, 2026 | $574,370 | $28,707 |
| MEDICAL MUTUAL | Health | 130 | Jan 1, 2026 | $1,138,302 | $22,852 |
| METLIFE LEGAL PLANS | — | 1,566 | Jan 1, 2026 | $267,148 | $21,094 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Vision | 1,741 | Jan 1, 2026 | $209,544 | $10,477 |
| EYEMED VISION CARE | Vision | 3,024 | Jan 1, 2026 | $187,648 | $9,043 |
| KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC STATES, INC. | Health | 72 | Jan 1, 2026 | $393,505 | $7,633 |
| PRIORITY HEALTH INSURANCE COMPANY | Health | 11 | Jan 1, 2026 | $103,932 | $2,079 |
| KAISER FOUNDATION HEALTH PLAN OF GEORGIA, INC. | Health | 11 | Jan 1, 2026 | $57,013 | $1,159 |
| KAISER FOUNDATION HEALTH PLAN OF WASHINGTON OPTIONS, INC. | Health | 3 | Jan 1, 2026 | $24,747 | $495 |
| KAISER FOUNDATION HEALTH PLAN, INC. | Health | 6 | Jan 1, 2026 | $20,977 | $458 |
| DEAN HEALTH PLAN INC | Health | 2 | Jan 1, 2026 | $21,100 | $387 |
| KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | Health | 1 | Jan 1, 2026 | $6,512 | $130 |
| HEALTHNET | Health | 1 | Jan 1, 2026 | $5,873 | $117 |
| SAFEGUARD HEALTH PLANS, INC., A TEXAS CORPORATION | Health, Dental | 4 | Jan 1, 2026 | $874 | $33 |
| SAFEGUARD HEALTH PLANS, INC., A FLORIDA CORPORATION | Health, Dental | 2 | Jan 1, 2026 | $414 | $16 |
| SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | Health, Dental | 4 | Jan 1, 2026 | $278 | $8 |
| METROPOLITAN LIFE INSURANCE COMPANY | Disability | 263 | Jan 1, 2026 | $253,998 | $0 |
| HERITAGE VISION PLANS INC | Vision | 1,412 | Jan 1, 2026 | $58,957 | $0 |
| ULLIANCE, INC. | — | 989 | Jan 1, 2026 | $13,220 | $0 |
| AETNA LIFE INSURANCE COMPANY | Dental | — | Jan 1, 2026 | — | $0 |
Premium and claims on these contracts
VISION SERVICE PLAN, contract 30085857. For the contract year on this filing, the carrier reported $574,370 in premium earned and $446,885 in claims incurred. Dividing one by the other gives 78%.
MEDICAL MUTUAL, contract 0148058-01. For the contract year on this filing, the carrier reported $1,138,302 in premium earned and $0 in claims incurred. Dividing one by the other gives 0%.
- VISION SERVICE PLAN, contract 30085857 reported $132,094 in retention.
- MEDICAL MUTUAL, contract 0148058-01 reported $0 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
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