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Form 5500 · Employee benefit plan · CHEYENNE, WY

PAYWARD, INC.

PAYWARD, INC. of CHEYENNE, WY spreads its employee benefits across 9 insurance carriers, according to its Form 5500 Schedule A. Its broker of record is MERCER HEALTH & BENEFITS LLC. Coverage is written through CALIFORNIA PHYSICIAN' SERVICE DBA BLUE SHIELD OF CALIFORNIA and 8 other carriers. The plan's most recent policy period ended in December.

Benefits broker of record
Plan renews
December

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 45-3067141 · plan 501 · as of Aug 2026

Participants
649
Carriers on file
14
Disclosed commissions
$144,748
Renewal month
December

Plan brief

Schedule A lists 14 insured contracts covering health, dental, vision, life and disability; the largest, with CALIFORNIA PHYSICIAN' SERVICE DBA BLUE SHIELD OF CALIFORNIA, covers 1,165 people.

Reported premium across the insured contracts is $13,609,463, with $144,748 in disclosed broker commissions — about 1.1% of premium.

The health contract's policy period ended in December, while at least one ancillary line renews in August — the plan is on a split renewal cycle.

MERCER HEALTH & BENEFITS LLC is the broker of record on 8 of the 14 contracts; the rest name a different broker or none.

9 carriers appear on the filing — CALIFORNIA PHYSICIAN' SERVICE DBA BLUE SHIELD OF CALIFORNIA, DELTA DENTAL OF CALIFORNIA, HARTFORD LIFE AND ACCIDENT and KAISER FOUNDATION HEALTH PLAN, INC. among them — with CALIFORNIA PHYSICIAN' SERVICE DBA BLUE SHIELD OF CALIFORNIA writing the largest contract by premium.

Schedule A insurance contracts

CarrierBenefitsCoveredRenewsPremiumCommission
DELTA DENTAL OF CALIFORNIADental1,337December$904,071$45,196
HARTFORD LIFE AND ACCIDENTDisability478December$573,759$43,032
METROPOLITAN LIFE INSURANCE COMPANYLife893December$390,443$26,016
KAISER FOUNDATION HEALTH PLAN, INC.Health85December$457,148$12,430
METROPOLITAN LIFE INSURANCE COMPANY95December$22,736$3,759
METROPOLITAN LIFE INSURANCE COMPANY60December$17,084$2,860
METLIFE LEGAL PLANS116August$15,579$2,322
VISION SERVICE PLANVision586December$80,630$2,308
METROPOLITAN LIFE INSURANCE COMPANY107December$14,073$2,296
NATIONAL UNION FIRE INS. CO. OF PITTSBURGH, PA2,331May$11,840$1,776
NATIONAL UNION FIRE INS. CO. OF PITTSBURGH, PA2,331December$8,877$1,332
METROPOLITAN GENERAL INSURANCE COMPANY96December$5,922$1,204
KAISER FOUNDATION HEALTH PLAN, INC.Health2December$6,769$217
CALIFORNIA PHYSICIAN' SERVICE DBA BLUE SHIELD OF CALIFORNIAHealth1,165December$11,100,532$0

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