Form 5500 · Employee benefit plan · SACAUCUS, NJ
PARTNERSHIP FOR MATERNAL & CHILD HEALTH OF NORTHERN NJ
The filing calls this plan PARTNERSHIP FOR MATERNAL & CHILD HEALTH OF NORTHERN NJ EMPLOYEE BENEFITS WELFARE PLAN.
PARTNERSHIP FOR MATERNAL & CHILD HEALTH OF NORTHERN NJ of SACAUCUS, NJ is a 128-participant health care and social assistance employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is ALTOMARE FINANCIAL GROUP INC. Coverage is written through HORIZON HEALTHCARE SERVICES, INC. and 4 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 52-1815234 · plan 501 · plan year 2025, filed Jul 15, 2026
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How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: death benefits.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 5 insured contracts covering health, dental, vision, life and disability; the largest, with HORIZON HEALTHCARE SERVICES, INC., covers 144 people.
Reported premium across the insured contracts is $1,957,574, with $91,943 in disclosed broker commissions — about 4.7% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
ALTOMARE FINANCIAL GROUP INC is the broker of record on 1 of the 5 contracts; the rest name a different broker or none.
5 carriers appear on the filing, including HORIZON HEALTHCARE SERVICES, INC., DELTA DENTAL OF NEW JERSEY, INC., AFLAC and UNUM LIFE INSURANCE COMPANY OF AMERICA. HORIZON HEALTHCARE SERVICES, INC. writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| HORIZON HEALTHCARE SERVICES, INC. | Health | 144 | Jan 1, 2026 | $1,751,557 | $67,959 |
| DELTA DENTAL OF NEW JERSEY, INC. | Dental | 285 | Jan 1, 2026 | $125,682 | $11,392 |
| AFLAC | Disability | 34 | Jan 1, 2026 | $34,491 | $6,977 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Life, Disability | 212 | Jan 1, 2026 | $33,350 | $4,485 |
| DELTA DENTAL OF CONNECTICUT, INC. | Vision | 234 | Jan 1, 2026 | $12,494 | $1,130 |
Premium and claims on these contracts
DELTA DENTAL OF NEW JERSEY, INC., contract 09810. For the contract year on this filing, the carrier reported $125,463 in premium earned and $109,887 in claims incurred. Dividing one by the other gives 88%.
DELTA DENTAL OF CONNECTICUT, INC., contract 09810. For the contract year on this filing, the carrier reported $12,467 in premium earned and $10,482 in claims incurred. Dividing one by the other gives 84%.
- DELTA DENTAL OF NEW JERSEY, INC., contract 09810 reported $25,067 in retention.
- DELTA DENTAL OF CONNECTICUT, INC., contract 09810 reported $2,369 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
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