Form 5500 · Employee benefit plan · NATCHEZ, MS
PARADISE FOODS, INC. CAFETERIA PLAN
The filing calls this plan PARADISE FOODS, INC. PREMIUM ONLY PLAN.
Public Form 5500 records show how PARADISE FOODS, INC. CAFETERIA PLAN of NATCHEZ, MS, a hospitality and food service employer, structures its employee benefits. Its broker of record is WILLIAM SHOEMAKE, III. Coverage is written through BLUE CROSS BLUE SHIELD and 2 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 64-0867887 · plan 520 · plan year 2024, filed Nov 7, 2025
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312 other employer plans in Mississippi have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 6 insured contracts covering health, dental, vision, life and disability; the largest, with BLUE CROSS BLUE SHIELD, covers 291 people.
Reported premium across the insured contracts is $2,029,281, with $144,595 in disclosed broker commissions — about 7.1% of premium.
The health contract's policy period ended in December, while at least one ancillary line's policy period ended in July. The plan is on a split renewal cycle.
WILLIAM SHOEMAKE, III is the broker of record on 1 of the 6 contracts; the rest name a different broker or none.
3 carriers appear on the filing, including BLUE CROSS BLUE SHIELD, RELIANCE STANDARD LIFE INSURANCE COMPANY and TRUSTMARK INSURANCE COMPANY. BLUE CROSS BLUE SHIELD writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| BLUE CROSS BLUE SHIELD | Health | 291 | Jan 1, 2025 | $1,752,223 | $87,611 |
| TRUSTMARK INSURANCE COMPANY | — | 81 | Aug 1, 2025 | $35,890 | $21,533 |
| RELIANCE STANDARD LIFE INSURANCE COMPANY | Dental, Vision | 413 | Jan 1, 2025 | $127,817 | $12,782 |
| RELIANCE STANDARD LIFE INSURANCE COMPANY | Disability | 225 | Jan 1, 2025 | $55,017 | $11,003 |
| RELIANCE STANDARD LIFE INSURANCE COMPANY | Disability | 224 | Jan 1, 2025 | $40,782 | $8,156 |
| RELIANCE STANDARD LIFE INSURANCE COMPANY | Life, Disability | 225 | Jan 1, 2025 | $17,552 | $3,510 |
Premium and claims on this contract
BLUE CROSS BLUE SHIELD, contract 20903/50106. For the contract year on this filing, the carrier reported $1,752,223 in premium earned and $1,676,948 in claims incurred. Dividing one by the other gives 96%.
- BLUE CROSS BLUE SHIELD, contract 20903/50106 reported $262,833 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
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Renewal calendar
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