Form 5500 · Employee benefit plan · HONOLULU, HI
PARADISE CRUISE LTD
The filing calls this plan PARADISE CRUISE HEALTH AND WELFARE PLAN.
Public Form 5500 records show how PARADISE CRUISE LTD of HONOLULU, HI, a hospitality and food service employer, structures its employee benefits. Its broker of record is EMPLOYEE BENEFITS RESOURCE, INC.. Coverage is written through HMAA and 3 other carriers. The plan's most recent policy period ended in September.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 99-0088265 · plan 501 · plan year 2025, filed Jun 17, 2026
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How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 4 insured contracts covering health, dental, vision and life; the largest, with HMAA, covers 93 people.
Reported premium across the insured contracts is $1,512,980, with $48,933 in disclosed broker commissions — about 3.2% of premium.
The health contract's policy period ended in September, while at least one ancillary line's policy period ended in April. The plan is on a split renewal cycle.
EMPLOYEE BENEFITS RESOURCE, INC. is the broker of record on all 4 contracts.
4 carriers appear on the filing, including HMAA, KAISER PERMANENTE, HAWAII DENTAL SERVICE and PACIFIC GUARDIAN LIFE INSURANCE COMPANY, LTD.. HMAA writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| HMAA | Health, Vision | 93 | Oct 1, 2025 | $953,043 | $28,553 |
| KAISER PERMANENTE | Health, Vision | 63 | Oct 1, 2025 | $493,948 | $17,512 |
| PACIFIC GUARDIAN LIFE INSURANCE COMPANY, LTD. | Life | 94 | May 1, 2025 | $16,249 | $1,625 |
| HAWAII DENTAL SERVICE | Dental | 155 | Oct 1, 2025 | $49,740 | $1,243 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Other plans filed by this employer
How this plan compares
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