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Form 5500 · Employee benefit plan · FENTON, MO

PANERA, LLC

PANERA, LLC of FENTON, MO files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is BUCK GLOBAL, LLC. Coverage is written through AMERICAN HERITAGE LIFE INSURANCE COMPANY and 17 other carriers. The plan's most recent policy period ended in December.

Benefits broker of record
BUCK GLOBAL, LLC
Insurance carrier
AMERICAN HERITAGE LIFE INSURANCE COMPANY
Plan renews
December

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 04-3212828 · plan 501 · as of Aug 2026

Participants
46,056
Carriers on file
18
Disclosed commissions
$342,248
Renewal month
December

Schedule A insurance contracts

CarrierBenefitsCoveredRenewsPremiumCommission
AMERICAN HERITAGE LIFE INSURANCE COMPANY—2,447December$475,702$93,098
AMERICAN HERITAGE LIFE INSURANCE COMPANY—1,547December$592,048$88,807
AMERICAN HERITAGE LIFE INSURANCE COMPANYLife25December$131,567$60,228
AMERICAN HERITAGE LIFE INSURANCE COMPANY—2,227December$341,785$58,345
SHELTERPOINT LIFE INSURANCE COMPANY—2,690December$331,410$20,297
METLIFE LEGAL PLANS—664December$105,225$17,067
AMERICAN HERITAGE LIFE INSURANCE COMPANYHealth460December$29,375$4,406
VISION SERVICE PLANVision5,531December$736,786$0
CURALINC, LLC—42,920December$40,516$0
KAISER FOUNDATION HEALTH PLAN INC.Health94December$823,610$0
RELIANCE STANDARD LIFE INSURANCE COMPANYDisability3,430June$958,969$0
RELIANCE STANDARD LIFE INSURANCE COMPANYDisability2,645December$470,359$0
RELIANCE STANDARD LIFE INSURANCE COMPANY—14,010December$101,139$0
KAISER FOUNDATION HEALTH PLAN INCHealth70December$614,604$0
HEALTHY ALLIANCE LIFE INSURANCE COMPANYStop-loss8,262December$708,852$0
KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC STATES, INC.Health36December$332,127$0
RELIANCE STANDARD LIFE INSURANCE COMPANYLife15,714December$732,656$0
METROPOLITAN LIFE INSURANCE COMPANYLife62December$95,584$0

Questions

Who is PANERA, LLC's benefits broker?

Per its most recent Form 5500 Schedule A, PANERA, LLC's broker of record is BUCK GLOBAL, LLC.

What insurance carrier does PANERA, LLC use?

PANERA, LLC's benefit plan is written through AMERICAN HERITAGE LIFE INSURANCE COMPANY, among 18 disclosed carriers.

When does PANERA, LLC's group plan renew?

The most recent Schedule A policy period for PANERA, LLC ended in December. Group plans typically renew on the same annual cycle.

Where does this data come from?

All figures are drawn from PANERA, LLC's public Form 5500 filing with the U.S. Department of Labor (EFAST2). Form 5500 is a public record.