Form 5500 · Employee benefit plan · FARGO, ND
OTTER TAIL CORPORATION
OTTER TAIL CORPORATION of FARGO, ND is a 2,097-participant corporate management employer — a large group whose insured benefits are disclosed on Schedule A of its Form 5500. Its broker of record is MERCER HEALTH AND BENEFITS ADMIN. Coverage is written through UNUM LIFE INSURANCE COMPANY OF AMERICA and 2 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 27-0383995 · plan 501 · as of Aug 2026
Plan brief
Schedule A lists 5 insured contracts covering life and disability; the largest, with UNUM LIFE INSURANCE COMPANY OF AMERICA, covers 1,676 people.
Reported premium across the insured contracts is $1,772,672, with $108,829 in disclosed broker commissions — about 6.1% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
MERCER HEALTH AND BENEFITS ADMIN is the broker of record on 1 of the 5 contracts; the rest name a different broker or none.
3 carriers appear on the filing — UNUM LIFE INSURANCE COMPANY OF AMERICA, RELIASTAR LIFE INSURANCE COMPANY and ZURICH AMERICAN INSURANCE COMPANY — with UNUM LIFE INSURANCE COMPANY OF AMERICA writing the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| RELIASTAR LIFE INSURANCE COMPANY | — | 1,239 | December | $239,177 | $37,201 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Life | 1,676 | December | $696,452 | $34,823 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Disability | 1,291 | December | $643,501 | $25,645 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | — | 476 | December | $187,608 | $9,380 |
| ZURICH AMERICAN INSURANCE COMPANY | — | 2,386 | December | $5,934 | $1,780 |
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