Form 5500 · Employee benefit plan · SCOTTSDALE, AZ
OSAIC, INC
The filing calls this plan OSAIC, INC. HEALTH AND WELFARE BENEFIT PLAN.
OSAIC, INC of SCOTTSDALE, AZ is a 2,748-participant corporate management employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is MERCER HEALTH & BENEFITS, LLC. Coverage is written through CIGNA HEALTH AND LIFE INSURANCE COMPANY and 5 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 86-0623854 · plan 501 · plan year 2025, filed Jul 22, 2026
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859 other employer plans in Arizona have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: prepaid legal, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 11 insured contracts covering health, dental, vision, life and disability; the largest, with CIGNA HEALTH AND LIFE INSURANCE COMPANY, covers 2,066 people.
Reported premium across the insured contracts is $42,239,033, with $193,211 in disclosed broker commissions — about 0.5% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
MERCER HEALTH & BENEFITS, LLC is the broker of record on 4 of the 11 contracts; the rest name a different broker or none.
6 carriers appear on the filing, including CIGNA HEALTH AND LIFE INSURANCE COMPANY, UNUM LIFE INSURANCE COMPANY OF AMERICA, EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO. and UNUM INSURANCE COMPANY. CIGNA HEALTH AND LIFE INSURANCE COMPANY writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| UNUM INSURANCE COMPANY | — | 721 | Jan 1, 2026 | $302,625 | $123,660 |
| UNUM INSURANCE COMPANY | — | 360 | Jan 1, 2026 | $115,275 | $37,234 |
| UNUM INSURANCE COMPANY | — | 810 | Jan 1, 2026 | $109,835 | $24,175 |
| LEGALPLANS, USA | — | 272 | Jan 1, 2026 | $54,283 | $8,142 |
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | Health, Dental | 2,066 | Jan 1, 2026 | $39,717,245 | $0 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Life | 2,496 | Jan 1, 2026 | $928,212 | $0 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Disability | 2,993 | Jan 1, 2026 | $623,454 | $0 |
| EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO. | Vision | 3,474 | Jan 1, 2026 | $322,527 | $0 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Disability | 98 | Jan 1, 2026 | $53,395 | $0 |
| HAWAII MEDICAL SERVICE ASSOCIATION | Health, Dental, Vision, Life | 1 | Jan 1, 2026 | $11,308 | $0 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Disability | 1 | Jan 1, 2026 | $874 | $0 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
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