Form 5500 · Employee benefit plan · IRVINE, CA
ONESMILE, LLC
ONESMILE, LLC of IRVINE, CA is a 6,321-participant health care and social assistance employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is CUSTOM BENEFIT CONSULTANTS. Coverage is written through BCS INSURANCE COMPANY and 4 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 91-1643507 · plan 515 · as of Aug 2026
Plan brief
Schedule A lists 10 insured contracts covering health, vision, life, disability and stop-loss; the largest, with BCS INSURANCE COMPANY, covers 2,750 people.
The medical plan carries stop-loss coverage, which usually signals a self-funded health plan with insured protection against large claims.
Reported premium across the insured contracts is $6,713,536, with $182,776 in disclosed broker commissions — about 2.7% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
CUSTOM BENEFIT CONSULTANTS is the broker of record on 7 of the 10 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| BCS INSURANCE COMPANY | — | 2,967 | December | $425,767 | $67,877 |
| LIFE INSURANCE COMPANY OF NORTH AMERICA | — | 1,073 | December | $837,881 | $41,894 |
| LIFE INSURANCE COMPANY OF NORTH AMERICA | Life | 2,112 | December | $673,156 | $30,612 |
| LIFE INSURANCE COMPANY OF NORTH AMERICA | Disability | 715 | December | $616,485 | $20,888 |
| KAISER FOUNDATION HEALTH PLAN INC. | Health | 243 | December | $1,278,556 | $6,627 |
| METLIFE LEGAL PLANS | — | 336 | December | $69,251 | $6,450 |
| KAISER FOUNDATION HEALTH PLAN INC. | Health | 103 | December | $567,904 | $4,388 |
| LIFE INSURANCE COMPANY OF NORTH AMERICA | — | 992 | December | $118,521 | $4,040 |
| VISION SERVICE PLAN | Vision | 2,678 | December | $311,993 | $0 |
| BCS INSURANCE COMPANY | Stop-loss | 2,750 | December | $1,814,022 | $0 |
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