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Form 5500 · Employee benefit plan · CLEVELAND, OH

OHIO AFSCME CARE PLAN

Public Form 5500 records show how OHIO AFSCME CARE PLAN of CLEVELAND, OH, a finance and insurance employer, structures its employee benefits. Its broker of record is ONEDIGITAL EXPRESSLINK LLC. Coverage is written through MEDICAL MUTUAL OF OHIO and 1 other carrier. The plan's most recent policy period ended in January.

Benefits broker of record
Insurance carrier
Policy year ends
Januaryas filed for plan year 2025

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 34-6726788 · plan 501 · plan year 2025, filed Dec 15, 2025

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60 other employer plans in Ohio have policy years ending in January. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.

How this plan is funded

Both, as reported

The medical insurance contracts on the filing cover fewer than half the people in the plan, so the rest is paid another way.

A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.

All participants at the start of the year
22,607
Active at start of year
22,519
Active at end of year
22,458
Disclosed commissions
$162,996
Typical renewal
February 1

Benefits declared on this filing

Healthinsured — MEDICAL MUTUAL OF OHIO273 of 22,607 participants (1.2%)
Dentaldeclared, not on Schedule A
Visiondeclared, not on Schedule A
Lifeinsured — MEDMUTUAL LIFE INSURANCE COMPANY12,687 of 22,607 participants (56%)
Disabilitynot declared on this filing

Health: MEDICAL MUTUAL OF OHIO covers 273 of 22,607 participants (1.2%) on Schedule A.

Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.

Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.

Plan brief

Schedule A lists 2 insured contracts covering health and life.

The filing declares health, life, dental and vision. Dental and vision appear with no insured contract on Schedule A. That coverage may be self-funded, or placed with a carrier that is not on this filing.

Reported premium across the insured contracts is $5,967,829, with $162,996 in disclosed broker commissions — about 2.7% of premium.

The most recent policy period ended in January, and the plan year ends February 28. Group contracts typically renew on that annual cycle.

ONEDIGITAL EXPRESSLINK LLC is the broker of record on all 2 contracts.

Schedule A insurance contracts

CarrierBenefitsCoveredRenewsPremiumCommission
MEDICAL MUTUAL OF OHIOHealth273Feb 1, 2025$4,818,385$95,019
MEDMUTUAL LIFE INSURANCE COMPANYLife12,687Feb 1, 2025$1,149,444$67,977

Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.

See the filing at the Department of Labor

Administrator and service providers

Plan administrator on the filing
OHIO AFSCME CARE PLAN
EIN 34-6726788
JL ASSOCIATES, INC. C/O TRAMER BOLB
AUDITOR · EIN 34-1776903
$59,000
paid directly by the plan
WAINBLAT LAW LLC
LEGAL · EIN 85-4381750
$82,544
paid directly by the plan

The plan administrator is from line 3a of the main form. The service providers are named on Schedule C of this filing. We publish company names only.

Money the plan held and paid out

Plan assets at year end
$38,286,538
Paid out in benefits
$15,946,472
Paid to insurance carriersSchedule H, line 2e(2)
$5,656,590
Independent accountantEIN 34-1736265
TRAMER & BOLBACH, INC
Accountant's opinion (Schedule H, line 3a)
Unmodified

Sourced from U.S. DOL EFAST2 Form 5500 · Schedule H

These are the plan's own figures from Schedule H, the financial statement it files. They are not the premium on Schedule A.

How this plan compares

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Renewal calendar

60 other employer plans in Ohio are February 1 renewals (policy year ends January).

Their policy years end in January, like this plan’s, so most renew February 1. The calendar lists every insured group by renewal date and state, with broker of record, carrier and disclosed commission. You can preview the five largest in each month for free.

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