Form 5500 · Employee benefit plan · UNION, NJ
O. BERK COMPANY, L.L.C.
The filing calls this plan O. BERK COMPANY, L.L.C. GROUP LIFE INSURANCE PLAN AD&D.
O. BERK COMPANY, L.L.C. of UNION, NJ files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is RSC INSURANCE BROKERAGE, INC.. Coverage is written through LIFE INSURANCE COMPANY OF NORTH AMERICA. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 22-3316145 · plan 501 · plan year 2024, filed Oct 15, 2025
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How this plan is funded
Self-funded as reported
The filing names a third-party administrator on Schedule A and reports no medical premium.
A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.
Benefits declared on this filing
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 5 insured contracts covering life and disability; the largest, with LIFE INSURANCE COMPANY OF NORTH AMERICA, covers 65 people.
Reported premium across the insured contracts is $69,774, with $12,244 in disclosed broker commissions — about 18% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
RSC INSURANCE BROKERAGE, INC. is the broker of record on all 5 contracts.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| LIFE INSURANCE COMPANY OF NORTH AMERICA | — | 65 | Jan 1, 2025 | $24,293 | $4,483 |
| LIFE INSURANCE COMPANY OF NORTH AMERICA | — | 33 | Jan 1, 2025 | $19,217 | $4,017 |
| LIFE INSURANCE COMPANY OF NORTH AMERICA | Life | 101 | Jan 1, 2025 | $17,361 | $2,470 |
| LIFE INSURANCE COMPANY OF NORTH AMERICA | Disability | 36 | Jan 1, 2025 | $6,809 | $975 |
| LIFE INSURANCE COMPANY OF NORTH AMERICA | — | — | Jan 1, 2025 | $2,094 | $299 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
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