Form 5500 · Employee benefit plan · ALBUQUERQUE, NM
NUSENDA CREDIT UNION
The filing calls this plan NUSENDA CREDIT UNION FLEXIBLE BENEFITS PLAN.
NUSENDA CREDIT UNION of ALBUQUERQUE, NM is a 750-participant finance and insurance employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is HUB INTERNATIONAL SERVICES. Coverage is written through SUN LIFE ASSURANCE COMPANY OF CANADA and 3 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 85-0105773 · plan 509 · plan year 2024, filed Jul 25, 2025
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174 other employer plans in New Mexico have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Funding not settled by the filing
The filing does not report enough to settle how this plan pays for benefits.
Benefits declared on this filing
Also declared: other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 4 insured contracts covering health, dental, vision, life and disability; the largest, with SUN LIFE ASSURANCE COMPANY OF CANADA, covers 616 people.
Reported premium across the insured contracts is $3,052,151, with $148 in disclosed broker commissions — about 0% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
HUB INTERNATIONAL SERVICES is the broker of record on 1 of the 4 contracts; the rest name a different broker or none.
4 carriers appear on the filing, including SUN LIFE ASSURANCE COMPANY OF CANADA, CIGNA HEALTH AND LIFE INSURANCE COMPANY, DELTA DENTAL OF NEW MEXICO and FIDELITY SECURITY LIFE INSURANCE COMPANY. SUN LIFE ASSURANCE COMPANY OF CANADA writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| FIDELITY SECURITY LIFE INSURANCE COMPANY | Vision | 1,224 | Jan 1, 2025 | $105,014 | $148 |
| SUN LIFE ASSURANCE COMPANY OF CANADA | Life, Disability | 616 | Jan 1, 2025 | $1,339,392 | $0 |
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | Health | 868 | Jan 1, 2025 | $1,235,458 | $0 |
| DELTA DENTAL OF NEW MEXICO | Dental | 1,261 | Jan 1, 2025 | $372,287 | $0 |
Premium and claims on this contract
DELTA DENTAL OF NEW MEXICO, contract 0002529. For the contract year on this filing, the carrier reported $372,287 in premium earned and $307,019 in claims incurred. Dividing one by the other gives 82%.
- DELTA DENTAL OF NEW MEXICO, contract 0002529 reported $37,094 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. The service providers are named on Schedule C of this filing. We publish company names only.
Other plans filed by this employer
How this plan compares
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Renewal calendar
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