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Form 5500 · Employee benefit plan · SAINT LOUIS, MO

NU WAY CONCRETE FORMS, INC.

The filing calls this plan NU WAY CONCRETE FORMS, INC. GROUPHEALTH PLAN.

NU WAY CONCRETE FORMS, INC. of SAINT LOUIS, MO files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is CORP BENEFIT PLANNING INC. Coverage is written through EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA and 2 other carriers. The plan's most recent policy period ended in January.

Benefits broker of record
Policy year ends
Januaryas filed for plan year 2025

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 43-0717119 · plan 501 · plan year 2025, filed Sep 8, 2026

Get an email when this employer files a new Form 5500, and again about four months before its plan renews.

17 other employer plans in Missouri have policy years ending in January. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.

How this plan is funded

Funding not settled by the filing

The filing does not report enough to settle how this plan pays for benefits.

All participants at the start of the year
389
Active at start of year
389
Active at end of year
389
Disclosed commissions
$33,343
Typical renewal
February 1

Benefits declared on this filing

Healthinsured — UNUM INSURANCE COMPANY53 of 389 participants (14%)
Dentaldeclared, not on Schedule A
Visionnot declared on this filing
Lifeinsured — EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA218 of 389 participants (56%) on the largest contract
Disabilityinsured — EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA218 of 389 participants (56%) on the largest contract

Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.

Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.

Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.

Plan brief

Schedule A lists 5 insured contracts covering health, life and disability; the largest, with EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA, covers 218 people.

The filing declares health, life, disability and dental. Dental appears with no insured contract on Schedule A. That coverage may be self-funded, or placed with a carrier that is not on this filing.

Reported premium across the insured contracts is $212,452, with $33,343 in disclosed broker commissions — about 16% of premium.

The health contract's policy period ended in January, while at least one ancillary line's policy period ended in December. The plan is on a split renewal cycle.

CORP BENEFIT PLANNING INC is the broker of record on 1 of the 5 contracts; the rest name a different broker or none.

Schedule A insurance contracts

CarrierBenefitsCoveredRenewsPremiumCommission
EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICALife, Disability218Jan 1, 2026$170,592$25,904
UNUM INSURANCE COMPANYHealth53Jan 2, 2026$13,601$2,469
UNUM INSURANCE COMPANYDisability57Jan 2, 2026$12,401$2,257
UNUM INSURANCE COMPANYDisability59Jan 2, 2026$11,247$2,049
UNUM LIFE INSURANCE COMPANY OF AMERICALife, Disability21Jan 2, 2026$4,611$664

Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.

See the filing at the Department of Labor

Administrator and service providers

Plan administrator on the filing
NU WAY CONCRETE FORMS, INC.
EIN 43-0717119
UMR INC
Claims processing · EIN 39-1995276
$193,684
paid directly by the plan
MARSH & MCLENNAN AGENCY LLC
BROKER · EIN 26-3237576
$72,210
paid directly by the plan

The plan administrator is from line 3a of the main form. The service providers are named on Schedule C of this filing. We publish company names only.

Reported to OSHA

Reported to OSHA for 2025: 104 employees, 8 recordable cases, 7 days away from work.

EmployeesThe company's own average for the year
104
Hours worked
216,381
Recordable cases
8
Days away from work
7

Source: OSHA Injury Tracking Application establishment data, 2025.

Other plans filed by this employer

How this plan compares

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Renewal calendar

17 other employer plans in Missouri are February 1 renewals (policy year ends January).

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