Form 5500 · Employee benefit plan · PRINCETON, NJ
NRG AFFILIATE SERVICES, INC.
NRG AFFILIATE SERVICES, INC. of PRINCETON, NJ is a 7,588-participant utilities employer — a large group whose insured benefits are disclosed on Schedule A of its Form 5500. Its broker of record is MERCER HEALTH & BENEFITS LLC. Coverage is written through BLUE CROS BLUE SHEILD OF TEXAS and 6 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 41-1960764 · plan 501 · as of Aug 2026
Plan brief
Schedule A lists 11 insured contracts covering health, dental, vision, life, disability and stop-loss.
The medical plan carries stop-loss coverage, which usually signals a self-funded health plan with insured protection against large claims.
Reported premium across the insured contracts is $23,739,147, with $509,467 in disclosed broker commissions — about 2.1% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
MERCER HEALTH & BENEFITS LLC is the broker of record on 2 of the 11 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| METROPOLITAN LIFE INSURANCE COMPANY | Disability | 4,729 | December | $4,260,709 | $177,590 |
| SECURIAN LIFE INSURANCE COMPANY | Life | 5,729 | December | $6,232,069 | $121,884 |
| METROPOLITAN LIFE INSURANCE COMPANY | Health | 1,734 | December | $358,993 | $84,601 |
| METROPOLITAN LIFE INSURANCE COMPANY | Health | 1,276 | January | $264,337 | $56,872 |
| METROPOLITAN LIFE INSURANCE COMPANY | Health | 1,592 | December | $196,449 | $31,928 |
| VISION SERVICE PLAN | Vision | 3,482 | December | $1,038,219 | $22,776 |
| HM LIFE INSURANCE COMPANY | Stop-loss | 4,198 | December | $902,846 | $9,028 |
| NATIONAL UNION FIRE INS. CO. OF PITTSBURGH, PA | — | 4,951 | December | $15,960 | $4,788 |
| METROPOLITAN LIFE INSURANCE COMPANY | — | 106 | December | $30,432 | $0 |
| BLUE CROS BLUE SHEILD OF TEXAS | Health | 0 | December | $6,247,616 | $0 |
| DELTA DENTAL OF NEW JERSEY, INC. | Dental | 9,301 | December | $4,191,517 | $0 |
More employer plans in New Jersey — largest plans, brokers, carriers and renewal months.