Form 5500 · Employee benefit plan · NORTHFIELD, VT
NORWICH UNIVERSITY
NORWICH UNIVERSITY of NORTHFIELD, VT spreads its employee benefits across 3 insurance carriers, according to its Form 5500 Schedule A. Its broker of record is THE RICHARDS GROUP. Coverage is written through UNUM LIFE INSURANCE COMPANY OF AMERICA and 2 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 03-0179424 · plan 515 · as of Aug 2026
Plan brief
Schedule A lists 3 insured contracts covering vision, life and disability; the largest, with UNUM LIFE INSURANCE COMPANY OF AMERICA, covers 569 people.
Reported premium across the insured contracts is $391,175, with $19,065 in disclosed broker commissions — about 4.9% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
THE RICHARDS GROUP is the broker of record on 2 of the 3 contracts; the rest name a different broker or none.
3 carriers appear on the filing — UNUM LIFE INSURANCE COMPANY OF AMERICA, UNUM INSURANCE COMPANY and VISION SERVICE PLAN — with UNUM LIFE INSURANCE COMPANY OF AMERICA writing the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| UNUM INSURANCE COMPANY | — | 179 | December | $71,520 | $8,932 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Life, Disability | 569 | December | $257,466 | $8,160 |
| VISION SERVICE PLAN | Vision | 367 | December | $62,189 | $1,973 |
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