Form 5500 · Employee benefit plan · EVANSTON, IL
NORTHWESTERN UNIVERSITY
The filing calls this plan THE NORTHWESTERN UNIVERSITY POSTDOCTORAL BENEFIT PROGRAM.
NORTHWESTERN UNIVERSITY of EVANSTON, IL is a 1,008-participant education employer — a large group whose insured benefits are disclosed on Schedule A of its Form 5500. Its broker of record is GALLAGHER BENEFIT SERVICES, INC.. Coverage is written through BLUECROSS BLUESHIELD OF ILLINOIS and 3 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 36-2167817 · plan 530 · plan year 2024, filed Oct 2, 2025
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2,668 other employer plans in Illinois have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: death benefits.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 4 insured contracts covering health, dental, vision, life and disability; the largest, with BLUECROSS BLUESHIELD OF ILLINOIS, covers 1,444 people.
Reported premium across the insured contracts is $9,054,153, with $352,099 in disclosed broker commissions — about 3.9% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
GALLAGHER BENEFIT SERVICES, INC. is the broker of record on all 4 contracts.
4 carriers appear on the filing, including BLUECROSS BLUESHIELD OF ILLINOIS, THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, STANDARD INSURANCE COMPANY and EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO.. BLUECROSS BLUESHIELD OF ILLINOIS writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| BLUECROSS BLUESHIELD OF ILLINOIS | Health | 1,444 | Jan 1, 2025 | $8,470,846 | $335,869 |
| THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | Dental | 838 | Jan 1, 2025 | $414,829 | $14,822 |
| STANDARD INSURANCE COMPANY | Life, Disability | 1,085 | Jan 1, 2025 | $92,184 | $1,005 |
| EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO. | Vision | 849 | Jan 1, 2025 | $76,294 | $403 |
Premium and claims on this contract
STANDARD INSURANCE COMPANY, contract 152291. For the contract year on this filing, the carrier reported $85,881 in premium earned and $11,139 in claims incurred. Dividing one by the other gives 13%.
- STANDARD INSURANCE COMPANY, contract 152291 reported $74,744 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Reported to OSHA
Reported to OSHA for 2025: 14,994 employees, 34 recordable cases, 170 days away from work.
Source: OSHA Injury Tracking Application establishment data, 2025.
Other plans filed by this employer
How this plan compares
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Renewal calendar
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