Form 5500 · Employee benefit plan · ST. ALBANS, VT
NORTHWESTERN MEDICAL CENTER, INC.
Public Form 5500 records show how NORTHWESTERN MEDICAL CENTER, INC. of ST. ALBANS, VT, a health care and social assistance employer, structures its employee benefits. Its broker of record is RICHARDS, INC.. Coverage is written through STANDARD INSURANCE COMPANY and 2 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 03-0266986 · plan 508 · as of Aug 2026
Plan brief
Schedule A lists 3 insured contracts covering vision, life and disability; the largest, with STANDARD INSURANCE COMPANY, covers 589 people.
Reported premium across the insured contracts is $767,165, with $26,678 in disclosed broker commissions — about 3.5% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
RICHARDS, INC. is the broker of record on 2 of the 3 contracts; the rest name a different broker or none.
3 carriers appear on the filing — STANDARD INSURANCE COMPANY, VISION SERVICE PLAN and KGA — with STANDARD INSURANCE COMPANY writing the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| STANDARD INSURANCE COMPANY | Life, Disability | 589 | December | $672,787 | $24,538 |
| VISION SERVICE PLAN | Vision | 428 | December | $69,091 | $2,140 |
| KGA | — | 761 | December | $25,287 | $0 |
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