Form 5500 · Employee benefit plan · PORTLAND, OR
NORTHWEST NATURAL GAS CO
The filing calls this plan NORTHWEST NATURAL GAS CO CAFETERIA PLAN.
Public Form 5500 records show how NORTHWEST NATURAL GAS CO of PORTLAND, OR, a utilities employer, structures its employee benefits. Its broker of record is PARKER SMITH & FEEK INC.. Coverage is written through REGENCE BLUECROSS BLUESHIELD OF OREGON and 4 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 93-0256722 · plan 507 · plan year 2025, filed Jun 30, 2026
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How this plan is funded
Both, as reported
The medical insurance contracts on the filing cover fewer than half the people in the plan, so the rest is paid another way.
A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.
Benefits declared on this filing
Also declared: death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 9 insured contracts covering health, dental, vision, life and disability.
Reported premium is $16,533,187; the filing discloses no broker commission on these contracts.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
PARKER SMITH & FEEK INC. is the broker of record on 5 of the 9 contracts; the rest name a different broker or none.
5 carriers appear on the filing, including REGENCE BLUECROSS BLUESHIELD OF OREGON, KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST, OREGON DENTAL SERVICE and RELIANCE STANDARD LIFE INSURANCE COMPANY. REGENCE BLUECROSS BLUESHIELD OF OREGON writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| REGENCE BLUECROSS BLUESHIELD OF OREGON | Health, Vision | 422 | Jan 1, 2026 | $10,601,870 | $0 |
| KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | Health, Dental, Vision | 401 | Jan 1, 2026 | $3,860,928 | $0 |
| OREGON DENTAL SERVICE | Dental | 456 | Jan 1, 2026 | $768,329 | $0 |
| RELIANCE STANDARD LIFE INSURANCE COMPANY | Disability | 1,255 | Jan 1, 2026 | $479,130 | $0 |
| RELIANCE STANDARD LIFE INSURANCE COMPANY | Life | 656 | Jan 1, 2026 | $383,576 | $0 |
| RELIANCE STANDARD LIFE INSURANCE COMPANY | Life | 2,153 | Jan 1, 2026 | $292,956 | $0 |
| RELIANCE STANDARD LIFE INSURANCE COMPANY | — | 579 | Jan 1, 2026 | $62,371 | $0 |
| CANOPY | — | 1,301 | Jan 1, 2026 | $43,546 | $0 |
| RELIANCE STANDARD LIFE INSURANCE COMPANY | — | 1,268 | Jan 1, 2026 | $40,481 | $0 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Reported to OSHA
Reported to OSHA for 2025: 1,281 employees, 31 recordable cases, 273 days away from work.
Source: OSHA Injury Tracking Application establishment data, 2025.
Other plans filed by this employer
How this plan compares
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