Form 5500 · Employee benefit plan · OVERLAND PARK, KS
NEW DIRECTIONS BEHAVIORAL HEALTH LLC DBA LUCET
The filing calls this plan NEW DIRECTIONS BEHAVIORAL HEALTH LLC DBA LUCET WELFARE BENEFIT PLAN.
NEW DIRECTIONS BEHAVIORAL HEALTH LLC DBA LUCET of OVERLAND PARK, KS is a 746-participant health care and social assistance employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is BROKER NOT PROVIDED. Coverage is written through DELTA DENTAL OF KANSAS, INC. and 3 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 43-1698690 · plan 501 · plan year 2025, filed Jun 17, 2026
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575 other employer plans in Kansas have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Funding not settled by the filing
The filing does not report enough to settle how this plan pays for benefits.
Benefits declared on this filing
Also declared: other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 7 insured contracts covering health, dental, vision, life and disability; the largest, with DELTA DENTAL OF KANSAS, INC., covers 591 people.
Reported premium across the insured contracts is $1,543,907, with $181,423 in disclosed broker commissions — about 12% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
BROKER NOT PROVIDED is the broker of record on 1 of the 7 contracts; the rest name a different broker or none.
4 carriers appear on the filing, including DELTA DENTAL OF KANSAS, INC., STANDARD INSURANCE COMPANY, EYEMED VISION CARE and PERSPECTIVES, LTD. DELTA DENTAL OF KANSAS, INC. writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| DELTA DENTAL OF KANSAS, INC. | Dental | 591 | Jan 1, 2026 | $467,563 | $46,751 |
| STANDARD INSURANCE COMPANY | Life | 724 | Jan 1, 2026 | $282,460 | $40,815 |
| STANDARD INSURANCE COMPANY | Health | 286 | Jan 1, 2026 | $191,190 | $33,169 |
| STANDARD INSURANCE COMPANY | Disability | 667 | Jan 1, 2026 | $268,855 | $28,548 |
| STANDARD INSURANCE COMPANY | Disability | 664 | Jan 1, 2026 | $220,403 | $23,252 |
| EYEMED VISION CARE | Vision | 1,096 | Jan 1, 2026 | $81,824 | $8,888 |
| PERSPECTIVES, LTD | — | — | Jan 1, 2026 | $31,612 | $0 |
Premium and claims on these contracts
STANDARD INSURANCE COMPANY, contract 171921. For the contract year on this filing, the carrier reported $282,460 in premium earned and $238,654 in claims incurred. Dividing one by the other gives 84%.
STANDARD INSURANCE COMPANY, contract 171921. For the contract year on this filing, the carrier reported $268,855 in premium earned and $238,390 in claims incurred. Dividing one by the other gives 89%.
STANDARD INSURANCE COMPANY, contract 171921. For the contract year on this filing, the carrier reported $220,250 in premium earned and $118,404 in claims incurred. Dividing one by the other gives 54%.
- STANDARD INSURANCE COMPANY, contract 171921 reported $94,290 in retention.
- STANDARD INSURANCE COMPANY, contract 171921 reported $112,446 in retention.
- STANDARD INSURANCE COMPANY, contract 171921 reported $86,255 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
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Renewal calendar
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