Form 5500 · Employee benefit plan · LAS VEGAS, NV
NEPHROLOGY & ENDOCRINE ASSOCIATES INC
The filing calls this plan NEPHROLOGY & ENDOCRINE ASSOCIATES INC WELFARE BENEFIT PLAN.
Public Form 5500 records show how NEPHROLOGY & ENDOCRINE ASSOCIATES INC of LAS VEGAS, NV, a health care and social assistance employer, structures its employee benefits. Its broker of record is BROWN & BROWN INSURANCE OF NEVADA. Coverage is written through ROCKY MOUNTAIN HOSPITAL & MEDICAL SERVICE, INC. and 2 other carriers. The plan's most recent policy period ended in March.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 88-0136773 · plan 501 · plan year 2025, filed Jul 16, 2026
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How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 3 insured contracts covering health, dental, vision, life and disability; the largest, with ROCKY MOUNTAIN HOSPITAL & MEDICAL SERVICE, INC., covers 222 people.
Reported premium across the insured contracts is $1,685,721, with $78,965 in disclosed broker commissions — about 4.7% of premium.
The health contract's policy period ended in March, while at least one ancillary line's policy period ended in December. The plan is on a split renewal cycle.
BROWN & BROWN INSURANCE OF NEVADA is the broker of record on 1 of the 3 contracts; the rest name a different broker or none.
3 carriers appear on the filing, including ROCKY MOUNTAIN HOSPITAL & MEDICAL SERVICE, INC., HMO COLORADO and STANDARD INSURANCE COMPANY. ROCKY MOUNTAIN HOSPITAL & MEDICAL SERVICE, INC. writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| ROCKY MOUNTAIN HOSPITAL & MEDICAL SERVICE, INC. | Health, Dental, Vision | 222 | Apr 1, 2025 | $1,417,305 | $67,095 |
| STANDARD INSURANCE COMPANY | Life, Disability | 144 | Jan 1, 2026 | $127,168 | $11,870 |
| HMO COLORADO | Health | 25 | Jan 1, 2026 | $141,248 | $0 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
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