Form 5500 · Employee benefit plan · GURABO
NEOMED CENTER INC.
The filing calls this plan NEOMED CENTER INC. HEALTH PLAN.
Public Form 5500 records show how NEOMED CENTER INC. of GURABO, PR, a health care and social assistance employer, structures its employee benefits. Its broker of record is POPULAR RISK SERVICES LLC. Coverage is written through MCS LIFE INSURANCE COMPANY. The plan's most recent policy period ended in May.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 66-0485440 · plan 501 · plan year 2025, filed Dec 16, 2025
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36 other employer plans in the U.S. have policy years ending in May. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 1 insured contract covering health, dental, vision and life; the largest, with MCS LIFE INSURANCE COMPANY, covers 337 people.
Reported premium across the insured contracts is $1,279,395, with $63,330 in disclosed broker commissions — about 4.9% of premium.
The most recent policy period ended in May, and the plan year ends May 31. Group contracts typically renew on that annual cycle.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| MCS LIFE INSURANCE COMPANY | Health, Dental, Vision, Life | 337 | Jun 1, 2025 | $1,279,395 | $63,330 |
Premium and claims on this contract
MCS LIFE INSURANCE COMPANY, contract 791337. For the contract year on this filing, the carrier reported $1,279,395 in premium earned and $1,116,094 in claims incurred. Dividing one by the other gives 87%.
- MCS LIFE INSURANCE COMPANY, contract 791337 reported $191,909 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
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Renewal calendar
36 other employer plans in the U.S. are June 1 renewals (policy year ends May).
Their policy years end in May, like this plan’s, so most renew June 1. The calendar lists every insured group by renewal date and state, with broker of record, carrier and disclosed commission. You can preview the five largest in each month for free.
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