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Form 5500 · Employee benefit plan · MERRIFIELD, VA

NAVY FEDERAL CREDIT UNION

NAVY FEDERAL CREDIT UNION of MERRIFIELD, VA is a 24,847-participant finance and insurance employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is MERCER HEALTH AND BENEFITS, LLC. Coverage is written through KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC STATES, INC. and 12 other carriers. The plan's most recent policy period ended in December.

Benefits broker of record
Plan renews
December

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 53-0116705 · plan 502 · as of Aug 2026

Participants
24,847
Carriers on file
15
Disclosed commissions
$566,897
Renewal month
December

Plan brief

Schedule A lists 15 insured contracts covering health, dental, vision, life and disability; the largest, with KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC STATES, INC., covers 1,243 people.

Reported premium across the insured contracts is $35,885,219, with $566,897 in disclosed broker commissions — about 1.6% of premium.

The health contract's policy period ended in December, while at least one ancillary line renews in June — the plan is on a split renewal cycle.

MERCER HEALTH AND BENEFITS, LLC is the broker of record on 5 of the 15 contracts; the rest name a different broker or none.

13 carriers appear on the filing — KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC STATES, INC., SECURIAN LIFE INSURANCE COMPANY, VISION SERVICE PLAN and LIFE INSURANCE COMPANY OF NORTH AMERICA among them — with KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC STATES, INC. writing the largest contract by premium.

Schedule A insurance contracts

CarrierBenefitsCoveredRenewsPremiumCommission
SECURIAN LIFE INSURANCE COMPANYLife44,089December$7,476,066$307,340
LIFE INSURANCE COMPANY OF NORTH AMERICADisability25,170June$3,661,261$158,782
ARAG INSURANCE COMPANY2,970December$425,960$63,894
AETNA LIFE INSURANCE COMPANYHealth, Dental, Vision43December$267,929$26,773
UNUM LIFE INSURANCE COMPANY OF AMERICA50December$67,387$10,108
KAISER FOUNDATION HEALTH PLAN, INC.Health30December$218,276$0
KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC STATES, INC.Health1,243December$9,372,793$0
VISION SERVICE PLANVision20,896December$4,901,052$0
SECURIAN LIFE INSURANCE COMPANY12,866December$499,663$0
METROPOLITAN LIFE INSURANCE COMPANYDisability25,060December$3,176,987$0
SPRING HEALTH53,727December$1,525,382$0
JANUS ASSOCIATES, INC. DBA BHS24,972June$445,001$0
KAISER FOUNDATION HEALTH PLAN OF WASHINGTONHealth49December$492,544$0
KAISER FOUNDATION HEALTH PLAN, INC.Health511December$2,841,171$0
KAISER FOUNDATION HEALTH PLAN OF GEORGIA, INC.Health66December$513,747$0

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