Form 5500 · Employee benefit plan · TWINSBURG, OH
NATIONAL ENTERPRISE SYSTEMS,INC.
The filing calls this plan NATIONAL ENTERPRISE SYSTEMS, INC. HEALTH AND WELFARE PLAN.
NATIONAL ENTERPRISE SYSTEMS,INC. of TWINSBURG, OH is a 103-participant administrative and support services employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is BROWN & BROWN INS SVC INC.. Coverage is written through AETNA LIFE INSURANCE COMPANY and 1 other carrier. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 34-1556903 · plan 501 · plan year 2025, filed Jun 29, 2026
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How this plan is funded
Funding not settled by the filing
The filing does not report enough to settle how this plan pays for benefits.
Benefits declared on this filing
Also declared: death benefits.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 2 insured contracts covering dental, vision and life; the largest, with AETNA LIFE INSURANCE COMPANY, covers 165 people.
The filing declares dental, vision, life and health. Health appears with no insured contract on Schedule A. That coverage may be self-funded, or placed with a carrier that is not on this filing.
Reported premium across the insured contracts is $83,151, with $9,766 in disclosed broker commissions — about 12% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
BROWN & BROWN INS SVC INC. is the broker of record on 1 of the 2 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| AETNA LIFE INSURANCE COMPANY | Dental, Vision | 165 | Jan 1, 2026 | $63,575 | $6,334 |
| STANDARD INSURANCE COMPANY | Life | 87 | Jan 1, 2026 | $19,576 | $3,432 |
Premium and claims on this contract
STANDARD INSURANCE COMPANY, contract 168298. For the contract year on this filing, the carrier reported $18,001 in premium earned and $13,603 in claims incurred. Dividing one by the other gives 76%.
- STANDARD INSURANCE COMPANY, contract 168298 reported $9,045 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
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